Tuesday, April 3, 2007

How to imporive your credit score easily

Correct mistakes in your Reports:
More often bank will make mistakes and you must check your all reports.A small penaly wrongly added can decrease your score by large extent.

Reduce balances:
Don't think if you are below your spend limit,you are ok.Must try to keep your spend below 25% of your actual limit.This is one of major factor in your score.

Don't Move around:
Don't just close account and move it to other company.This will not help.you have to pay 1 day so why not now if you can.


Don't Open unnecessary cards:
Don't take more cards just to make your wallet looks good.
believe us More cards in your pocket don't look good to people and nor to your credit score.

1 comment:

Anonymous said...

Hi, this Winifred McClendon I want toknow how can I get a Horizon gold card? I have Been a Approval Number it is 188429721. But they are asking for a Credit Card Number but I don't have a credit card. And I would Like to have that card. Winifred McClendon