All about Applied Bank® Secured Visa® Gold Preferred® Credit Card

What is Applied Bank® Secured Visa® Gold Preferred® Credit Card ?

If you're aiming to develop or rebuild your credit, the Applied Bank® Secured Visa® Gold Preferred® Credit Card is a good option. It has one of the lowest interest rates on the market, at 9.99 percent Fixed APR, and your rate won't go up if you miss a payment.

This credit card does not require a credit check in order to be approved. In fact, there is no minimum credit score requirement, making this the ideal card for people with low credit or who are seeking to rehabilitate their credit.

This card allows you to customise your credit limit. You may get started right now with a $200-$1,000 security deposit. You can raise your credit limit to $5,000 at any time by making additional security deposits. To begin building credit, apply today!

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• Use a Secured Card instead of a prepaid card, Load once and use forever with no credit check or minimum credit score. All three national credit bureaus must be automatically notified.
• Low Fixed APR of 9.99 percent even if you're late, your rate won't go up. Sign up today with a $200 minimum deposit and a $1,000 maximum. Add Additional Deposits at Any Time to Increase Your Credit Limit Up to $5,000
• Contact the bank through email or visit their nearest office and know all the details before signing for the card. You can also contact the bank through a phone call.
• Read all the reviews online before thinking about applying, it really helps with the decision making.

Advantages:

• Fixed APR: The Applied Bank Secured Visa Gold Preferred Credit Card has a 9.99 percent (Fixed) interest rate, so you won't have to worry about APR rises.
• Additional deposits up to $5,000 can be made to raise your credit limit on your Applied Bank Secured Visa Gold Preferred Credit Card account.

Disadvantages:

• There is no rewards programme or a 0% APR introductory offer: New cardholders of the Applied Bank Secured Visa Gold Preferred Credit Card are not eligible for any incentives or a 0% APR introductory offer.
• There is no grace period with the Applied Bank Secured Visa Gold Preferred Credit Card, so interest will be charged as soon as your monthly cycle ends.
• Costs: In addition to the $48 annual fee, the Applied Bank Secured Visa Gold Preferred Credit Card has various fees. A late payment price of up to $38, a returned payment fee of up to $38, a $30 stop payment fee, a $12.95 fee for each optional payment, a $30 fee for extra or replacement cards, a $50 reinstatement fee, and a 3% international transaction fee are all included in the fees.

Having Problem with Applied Bank® Secured Visa® Gold Preferred® Credit Card?

The customer service phone numbers and addresses for the Applied Bank® Secured Visa® Gold Preferred® Credit Card are listed below. Just give them a phone call.

• Customer care Service at 800-947-1090
• Credit Card Agreement; call 800-318-8173
• Address: Applied Bank
  2200 Concord Pike, Suite 102 Wilmington, DE 19803

Still having trouble! No problem, Cancel the Card

Cancellation of card is always an open option if you are struggling with the card, getting a Secured Credit Card Closed Make contact with your lender. To terminate your account, look for the customer support number on the back of your credit card and call it. Tell the bank you'd like to terminate your secured credit card "at the cardholder's request," and specify when you'd like the cancellation to go into effect.