Monday, July 2, 2007

HORIZON GOLD CREDIT CARD

FAQ on Different Gold Credit cards :

below information is based on user research data submitted by anonymous blog users.There is NO Guarantee this data is correct.This data may be incorrect and old.

INFO ON HORIZON GOLD CREDIT CARD


Ongoing Annual Percentage Rate: 0.00%

Annual Fee: Nil

Monthly Charges: $14.95-$20.95

Late Dues: $10.00

Returned Check Dues: $25.00

Grace Period: Not Applicable

Reward Program: Free Equifax Credit Report

Total Initial Fee: $35.00

Issued By: Horizon Card Services



If you want a $400 credit card having Guarantee of Instant Approval, with no application fee and also accept bad credit, Then you must approach to a best credit bureau.




Horizon gold card members(18 years of age or older) with an initial $500 credit limit are guaranteed to receive their horizon gold card. You have to submit documents of a legal U.S. resident with an identity proof and application info. Will not check your credit report! Also you must require an active credit card or a debit card in your name for an immediate approval. After final steps, your Horizon Gold Card as unsecure credit, will be send to credit bureau.




How horizon gold card works:


While activating you account, you will get a credit card account to spend on the purchases through this horizongoldcard website only not all others. Also there is a little charge on nominal processing for every purchase. After activation of your account you will receive a Benefit Credit or Horizon Outlet card within 4 weeks from the date of activation. For customer care services you can contact them.





Reporting credit Bureau:


Horizon Gold Card Services will send a report about your new credit card account to credit bureau, after getting positive info about your identity. For your identity proof you must senda photocopy of your card to the Horizon Gold Card Services. The card or the horizon outlet gives no guarantee for building or re-building you credit card, or the post of your positive credit report.




Benefits:



Privacy Protection - you will get unlimited internet access. To activate your account or viewing it login to www.horizoncardservices.com using the account issued to you, during your gold card membership.



Universal Rx - You usually check the website for receiving any medications and changes. Unlimited local participating pharmacy access.



Roadside Protection - You will have to pay $50 to the operator upto 3 service calls received up to 15 miles. Additional calls or towing and mileage will cost extra charges. You can cover one service call or towing within 7 days and 3 total service calls within a year. Not to exceed. These service calls include fluid delivery up to 5 gallons based on the current pump cost in your area, lock out service and tire change service(only spare provided to you). These services are not applicable for any accidental vehicle recovery and hence no benefit coverage.



Legal Network - Network will be toll free and internet access to legal resources. Your plan provides you one 30 minute consultation with a legal adviser in your area absolutely free of cost. No Criminal defense cases are required under this plan.




Courtesy Program - MyGasWatch and some other programs offered to members are done according to convenience and courtesy items only. Horizon Gold Card Services provide no warranty of all mentioned services and can be changed or discontinue at any time.


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USA GOLD OPTIMUM




There is an unsecured Gold Credit Line for any products of $12,500



Ongoing Annual Percentage Rate: 0.00%

Annual Dues: Nil

Late Dues: $10.00

Abovelimit Fee: N/A

Returned Check Fee: $20.00

Grace Interval: Not Applicable

Reward Program: $50 Gift Card

Total Initial Charges: $149.95

Issued By: United States of America Credit





If you apply for USA Gold Optimum card, no credit check or turn downs, no verification of employment, you can increase your credit limit and your credit line will be reported to Credit Bureau. Instead of all these you can also get a free gift card of $50(Terms & Conditions apply) while applying immediately. For further details visit website.



Benefits:



* No credit checks or turn downs

* No verification for employment

* Credit limit increases available

* The credit line is reported to a major Credit Bureau

* USA Emergency Roadside Assistance!

* USA Prescription Discount Plan

* Credit Manager with *FREE Credit Report!

* $300 Grocery Coupon Card!



If you want to gain benefits of Elite Trial Membership then sign up today.




ELITE TRIAL MEMBERSHIP OFFER: After being the member of ELITE TRIAL MEMBERSHIP, will get your privileges in the name of USA Credit Care, Medco Health Discount Plan and USA Emergency Roadside Assistance Plan. After verification of receipt of payment of you membership charges and getting your positive identity proof, they will grant you a free 30-day trial period. will not debit your bank account during this interval. But at the end of the trial period, will debit $19.95 from your bank account. This will be monthly charges for maintaining your Elite membership. You may cancel your membership service anytime after contacting Member Services Department. If you cancel you membership within trial period then your payment will not be refunded. But after completion of your trial period, you can cancel any subsequent debits. Remember, you will not be refunded for the current month. You have to activate your Elite membership card first, after that you have to follow the rules of the agreement signed by you.




REPORTING THE CREDIT BUREAU: You must know that USA Credit is a subscriber to a Credit Bureau. And all the details of your new account and all the billing reports and the payment history will be send to the Credit Bureau. All the information about your credit will be kept confidential by the USDA Credit as well by the Credit Bureau.




MEMBERSHIP, APPLICATION AND ENROLLMENT CHARGES: Your membership offer includes the enrollment fee of $114.95 and the application fee of $35.00. Thus,the total initial charges you will have to pay are $149.95.After the cancellation of your membership offer, will refund your enrollment fees only, the application fee will be non refundable.



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USA CLASSIC CARD




Visit our website FREECREDITCLUB.COM and Establish New Credit.




Ongoing Annual Percentage Rate: 0.00%

Annual Charges: None

Late Fees: $10.00

Overlimit Charges: Nil

Returned Checks Dues: $20.00

Grace Interval: Nil

Issuer: USA Credit




CREDIT LIMIT - CHARGE CARD: Our Usa Credit Account will be issued with a initial credit limit, As mentioned on our Account Information Form. You will be charged only for the Membership Advantage Products offered to you for sale at USA Shopping Club.




ELITE MEMBERSHIP: After being the member of our ELITE TRIAL MEMBERSHIP, you will get your privileges in the name of USA Credit Care, Medco Health Discount Plan and USA Emergency Roadside Assistance Plan. After verification of receipt of payment of you membership charges and getting your positive identity proof, will grant you a free 30-day trial period. will not debit your bank account during this interval. But at the end of the trial period, we will debit $19.95 from your bank account. This will be monthly charges for maintaining your Elite membership. You may cancel your membership service anytime after contacting our Member Services Department. If you cancel you membership within trial period then your payment will not be refunded. But after completion of your trial period, you can cancel any subsequent debits. Remember, you will not be refunded for the current month. You have to activate your Elite membership card first, after that you have to follow the rules of the agreement signed by you.



REPORTING THE CREDIT BUREAU: You must know that our USA Credit is a subscriber to a Credit Bureau. And all the details of your new account and all the billing reports and the payment history will be send to the Credit Bureau. All the information about your credit will be kept confidential by the USA Credit as well by the Credit Bureau.



CREDIT BUREAU ACCESS: USA Credit has the right to reserve the access of your personal credit report.As a part of the activation process, we will not access your personal credit details while establishing your new credit account.




MONTHLY CHARGES FOR YOUR PURCHASE: For the maintenance of your account, will billed you each month, on the basis of your additional purchase and to receive the benefits of our Card Membership.




Note: For being the member, you must be 18yrs. old, a U.S. citizen or a permanent resident. Our membership card included all other cards except Visa's and MasterCards. The Credit limit will vary by the type of products and credit criteria. For further details visit our website freecreditclub.com



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Above information is based on user research data submitted by anonymous blog users.There is NO Guarantee this data is correct.This data may be incorrect and old.It may be wrong.Consult your financial adviser before spending any money.

Sunday, May 13, 2007

www.horizongoldcard.com

Does anyone tell me that how could i receive my horizon gold card?

Users Responses:
Remember horizongoldcard is just like a store card not acredit card. Don't trust on it. Better you will get back your money.


I am not sure that you will get your card. If it is then you can't apply it anywhere except their own site.


May You will get your card soon! Hope for the best.
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What is horizon gold card?

Users Responses:
www.horizongoldcard.com is a temporary store card and is for the people with bad or no credit history. Be aware of false conditions.


I had heard many complaints about this www.horizongoldcard.com It seems to be untrustworthy. The card is applicable for their own site nowhere else.


This horizon gold card is like a highly monthly fees and hard to cancel and also no money back guarantee. It,s risky to deal with it.
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Do anyone knows the customer service number of horizon gold card?

Users Responses:
No, there is no such number at all.


Hmm, This horizon gold card has no customer care number written on it. Just visit their website wwwhorizongoldcardcom and search it .

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Where can i use my horizon gold card?

Users Responses:
Horizongoldcard has no logo of master card or visa card. It is just like any store card applicable only for their own site.


No, you can't use it anywhere except on wwwhorizongoldcard. It is only for the people with bad/no credit.
It is highly chargeable and difficult to cancel.

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Sunday, April 29, 2007

gold card from www.horizongoldcard.com

I had received a mail to get a gold card from www.horizongoldcard.com, but i can't find the site.How can i locate the horizon gold card?
-FRANK

You must search it on web. It could be a marketing tacts to know about your details.
-Nadee
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I got the horizon gold card of $500 preapproved card. When i enter the site and enter the number on the site, written on the card, it tells me not approved. Can you please tell me what's it?
-Edan

You had done a bad credit. You will not get your money back.
-GoldGuy
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Is the horizon gold card is accepted by the online merchants?
-Pinky

I don't think so. As the horizon gold card is just like any department store card nothing else.
-Creditcard help line
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Wednesday, April 18, 2007

www.horizongoldcard.com

I recently got the card in mail and after reading the fineprint I realised something wrong with it. I called them to cancel it but they are trying to give me other offers which i don't want. Can someone tell me about the www.horizongoldcard.com
-Menaz

Comments by users:

Yup, these cards are like department store cards and can be used only at their own websites, monthly chargeable, costly and difficult to cancel them. There are lots of complaints about these gold card.


Read the fine print carefully before dealing with horizon gold card. As none will send you a card with 0 credit if u don't believe it then you will have to loose much money.


Horizon gold card is like any online store which can be used only for their website. It seems to be expensive and of high interest rates and also hard to get your money back.

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I got a credit card which has no logo of visa or master card on it. I had not activated it yet. Does anyone knew about this www.horizongoldcard.com?
-JANV
Comments by users:
The logo on the horizon gold card are misguiding the people that they are real credit cards, in fact these are the mode of payments they accept to do. This card can be used only for z website. After reading the fine print carefully you will surely examine the facts about it. You should avoid these types of misleading companies. Just beware of all these. Thanks! Good luck for your money back.


I just know about the horizongoldcard that its only for the people with bad credit or 0 credit, having entrance fee and high interest rates.

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I too applied for the horizon credit card pre approval but know it seems to be not real. Will they refund my money?
-LISA
Comments by users:
I am doubtfull about your refund. As i heard a lot of compalints about them. But you can try just call them and ask them for your money back.


I don't think that they will refund your money. You go online and there you can see a list of credit card companies isuuing secured and unsecured credit cards to people with bad credit.

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Tuesday, April 3, 2007

How to imporive your credit score easily

Correct mistakes in your Reports:
More often bank will make mistakes and you must check your all reports.A small penaly wrongly added can decrease your score by large extent.

Reduce balances:
Don't think if you are below your spend limit,you are ok.Must try to keep your spend below 25% of your actual limit.This is one of major factor in your score.

Don't Move around:
Don't just close account and move it to other company.This will not help.you have to pay 1 day so why not now if you can.


Don't Open unnecessary cards:
Don't take more cards just to make your wallet looks good.
believe us More cards in your pocket don't look good to people and nor to your credit score.

Sunday, April 1, 2007

Which online merchants accept the Horizen Gold Online Catalog Credit Card?

It can be used online on their site.
Do your research as people are reporting contradicting informations now days.

Saturday, March 31, 2007

Did you heard of horizon gold card?

Their Web site is horizongoldcard[dot]com.

Wednesday, March 28, 2007

Horizon Gold credit card -will they refund the $79 fee for it?

You can file a dispute with your bank if you think you was wrongly charged.
Most of the banks usually have a time limit under which you have to file a dispute.

Thursday, March 22, 2007

I got a card in mail and it dies not look like rest of credit cards

It doesn't even have a real credit card logo on it (visa,mastercard etc...)

No they are not VISA or mastercards.The logo on their sites are perhaps tell that they accept fees by these methods and you can use their cars only on their site.

Can the horizon gold card can be used at any store/website where they accept credit cards?

No ,it can be only use at their website.

What if I am scammed

see http://scamsbeware.com consumer resource center.
all scam info there, also a forum where u keep up to date on current / future scams.

how I can use a Horizon Gold Credit Card & does it have hidden fees you have to pay?

People reported
  • you have to pay shipping fees & for items you purchase.
  • I short Save your hard earned money.Another Guy told me "Many items there are overpriced"

anyone know little regarding Horizon Gold credit cards?

Many People asked
I got a approval email but I don't know where I can use it?
Is it like a credit card? Their website www.horizongoldcard.com doesn't really provide much information.
As far as we know you can use these cards to purchase from their website,You can use these on other websites.Also many people reported that they charge high interest rates.
On our Internet Help Forum Many people ask about Gold credit cards (specially Horizon Gold Credit cards) these days,so I thought I will start a new Blog and try to post people questions and answers at 1 place.

Thursday, February 22, 2007

horizon gold credit card accepted in department stores?

Most probable not,Call the company & verify.
It is still credit card, but only good enough on their site.

Wednesday, February 14, 2007

goldcardcom

We decided to have a special site on most asked questions.
http://www.goldcardcom.info/