Bank of America® Cash Rewards Credit Card for Students

The Bank of America Cash Rewards credit card provides students with a range of benefits, such as no annual fee or a cash-back of up to 3%. Find safe chip card, digital wallet technologies, on-line and mobile bank account alerts and optionally over drafted coverage on the Bank of America Cash Rewards Credit Card for Students. While some other credit cards offer higher incentives in some categories, the card provides consistent income from every purchase. The Bank of America Cash Rewards Credit Card for Students offers appealing categories of bonus fees and additional benefits that help cardholders develop good money habits.

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• With online banking, and our award-winning mobile banking app, you can easily manage your account and finances online, helping students to stay under control and pay.
• With your mobile banking application or in the Online Banking section you can now access the FICO Score free of any month. Choose to receive your score, the major factors which affect your score and other information that can help you maintain your credit.
• Online cash bonus $200 after you purchased at least $1,000 in the first 90 days of opening your account.
• With our award-winning, mobile bank app that helps students keep their finances under control and make payments, manage your bank accounts and finance online easily.
• You can now access your FICO Score, which is free of charge, free of charge, via your mobile banking app or online banking. Opt-in to obtain your score, the key elements that affect your score, and other information that can help maintain your loan
• Online cash bonus of $200 after purchasing a minimum of $1,000 during the first 90 days after you open your account
• Contact the bank through email or visit their nearest office and know all the details before signing for the card. You can also contact the bank through a phone call.
• Read all the reviews online before thinking about applying, it really helps with the decision making

Advantages:

• Further protection: The Bank of America Cash Rewards Student Credit Card offers a variety of safeguards that saves you money and safeguards your credit. For fraudulent transactions, there is a $0 liability guarantee. In your card balance and when payments are due, you will get account alerts. And overdraft protection is available when you connect to your credit card on your eligible Bank of America account
• Access to the credit score: Cardholders can also access their FICO monthly credit score free of charge. Once you have opted in to the credit score programme, the FICO score will be updated each month, with tips and advice on how your credit score should be maximised.
• No yearly fee: The Student Credit Card of Bank of America Cash Rewards has no annual fee so you can earn additional rewards every year
• 0% APR for 15 billing cycles introductory: The 0 percent APR 15-refund cycle applies to purchases and balance transfers made 60 days after your account is opened. Afterwards, the APR variable is based on your creditworthiness from 13.99% to 23.99%.
• Registration bonus: New cardholders receive a $200 in cash bonus when they buy a minimum of $1,000 during the 90 days of opening the account. This bonus requires lower costs than many other bonus cards.
• Rewards points:This card is offered in a category of 3% of cash, including gas, online shopping, travel, restaurants, drugstores, home improvement and furnishings, 2% in food and wholesale clubs as well as 1% in all other purchases. Equivalents for a combined choice, grocery and wholesale club purchases for up to $2.500 are three per cent and two per cent cash backs.

Disadvantages:

• Quarterly bonus categories limit: The categories of bonus rewards are limited by $2,500 per quarter, as are the category of bonus rewards for food stores and wholesale clubs.
• Balance transfer fee: this card charges a 3% balance transfer fee of at least $10.
• Potentially high interest rate: Although the Bank of America Cash Rewards Credit Card rate for students is 0 per cent, for the first 15 billing cycles, after 15 billing cycles, the interest rate ranges between 13.99% and 23.99% depending on your creditworthiness.

Having Problem with Bank of America® Cash Rewards Credit Card for Students?

The customer service phone numbers and addresses for Bank of America® Cash Rewards Credit Card for Students are listed below you can easily contact them and get your issue resolved . Credit card payments, Bank of America, PO Box 15019 Wilmington, DE 19886-5019, Credit card customer service - 800.732.9194, Questions about card types, Bank of America, PO Box 53132, Phoenix, AZ 85027-3132, you can also visit - https://www.bankofamerica.com/customer-service/contact-us/credit-card/

Still having trouble! No problem, Cancel the Card!

To cancel a Bank of America credit card, call the bank at 800-732-9194 and enter your account number, Social Security number or telephone access ID when prompted.

Journey Student Rewards from Capital One

The Student Rewards card for Capital One Journey is not a trip worthwhile. It offers decent rewards, but students take the risk of having to pay a high rate of interest, which is charged by this card, with a 1 per cent unlimited amount and the ability to receive extra 0.25 percent cash every month. Errors occur, especially when adult responsibilities begin, so it is more intelligent to look for the more forgiving card. A one-time $60 streamed subscription credit distributed monthly in $ 5 increments is also an on-time payment award that can motivate students to pay their streaming bills by means of that credit card. The card offers a mobile app and online banking, Eno personal assistant, identity and credit monitoring among other extras with great convenience but without real benefit. The benefit package of the Journey Student Rewards Card offers a deteriorated similarity to those with better cards for Capital One.

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• Rewards rate: Unlimited 1 percent cash back on all purchases—boosted to 1.25 percent for the month when the card is paid on time
• Welcome offer: Up to $60 in 12 monthly streaming service credits (must be earned within the first 18 months)
• Annual fee: $0
• Purchase intro APR: N/A
• Balance transfer intro APR: N/A
• Regular APR: 26.99 percent variable
• Contact the bank through email or visit their nearest office and know all the details before signing for the card. You can also contact the bank through a phone call.
• Read all the reviews online before thinking about applying, it really helps with the decision making

Rates, fees & offers:

Interest Rates

• Regular APR: 26.99% (Variable)
• Purchase Intro APR: N/A
• Balance Transfer Intro APR: N/A

Fees

• Annual Fee: $0
• Balance Transfer Fee: $0 at this Transfer APR
• Cash Advance: 3% of the amount of the cash advance, but not less than $10
• Foreign Purchase Transaction Fee: None

Advantages:

• On all purchases every month after time the cash back rate rises to 1.25%.
• No annual fees or transaction fees for foreigners
• Up to $60 per $5 month for the first year of streaming, as long as you pay card picks on time.
• After six months, you will be automatically considered for a higher loan line that is one of the fastest time on the market
• Use the Credit Wise® app to monitor your credit profile
• The Capital One Eno Assistant enables the use for card payments, balance or transaction information on virtual card numbers and on Eno text.

Disadvantages:

• 26.99 percent high APR variable
• The card lacks zero interest offers and standard student benefits such as mobile insurance, some offered by other Capital 1 student cards
• Only after paying on time each month will you receive your rewards rate and welcome offer.
• More student cards, including others from Capital One, provide better rewards rates.

Having Problem with Journey Student Rewards from Capital One card?

The customer service phone numbers and addresses for the Student Cash Back card are listed below you can easily contact them and get your issue resolved.

Customer Care- 1-877-383-4802

Mail General Correspondence
Capital One
Attn: General Correspondence
P.O. Box 30285
Salt Lake City, UT 84130-0287

Report Suspected Credit Card Fraud
Capital One
P.O. Box 30277
Salt Lake City, UT 84130-0277

Credit Card and Line of Credit General Correspondence
Capital One
Attn: General Correspondence
P.O. Box 30285
Salt Lake City, UT 84130-0285

You can also visit: https://www.capitalone.com/support-center/credit-cards/mail-capital-one for more detailed information.

Still having trouble! No problem, Cancel the Card!

• Examine your points balance.
• Reduce the balance on your card to zero.
• Make sure your auto-pay bills are up to date.
• Use the phone number on the back of your card.
• Send a formal confirmation of your desire to cancel your card.
• Next month, check your credit report.

Bank of America® Travel Rewards Credit Card for Students

Students may earn limitless travel rewards on every purchase with the Bank of America Travel Rewards credit card, which has no foreign transaction fee. The card's attractiveness for students who wish to earn travel rewards while saving money is enhanced by a 0% introductory APR on purchases and no annual fee. This card is a good choice for students who want to earn travel rewards on every purchase they make, no matter where they go, without having to pay an annual fee or international transaction fees. Whether they're scheduling a trip or picking up dorm food at the grocery store, students can receive the same rewards rate.

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• Get rid of the limitations of traditional airline rewards cards: At any time, any flight, any hotel. There are no blackout dates.
• Earn points to use for statement credit to pay for flights, hotels, holiday packages, cruises, rental cars, or baggage fees while paying no annual fee or international transaction fees.
• Earn 1.5 points for every $1 spent on all purchases, anywhere, at any time, with no point expiration.
• You'll always know when your payment is due if you have a fixed payment due date. Stay on top of your account with Mobile Banking and text alerts.
• If you spend $1,000 in the first 90 days of your account, you'll get 25,000 bonus points, which may be redeemed for a $250 statement credit against travel purchases.
• If strange patterns are observed, we block possible fraud and notify you if we suspect fraud. Furthermore, you are always protected by a Zero Liability Guarantee in the event of a fraudulent transaction.
• Contact the bank through email or visit their nearest office and know all the details before signing for the card. You can also contact the bank through a phone call.
• Read all the reviews online before thinking about applying, it really helps with the decision making

Rates and Fees:

• Issuer Name Bank of America
• Credit Needed New to credit
• Annual Fee$0
• APR13.99% - 23.99% Variable APR on purchases and balance transfers
• Penalty APR Up to 29.99%]
• Balance Transfer Fee: $10 or 3% of the amount of each transaction, whichever is greater
• Cash Advance Fee :Direct Deposit and Check Cash Advances: Either $10 or 3% of the amount of each transaction, whichever is greater ATM, Over-the-Counter, Same-Day Online and Cash Equivalent Cash Advances: Either $10 or 5% of the amount of each transaction, whichever is greater Overdraft Protection Cash Advance: $12 for each transaction
• Foreign Transaction Fee : None

Advantages:

• Earnings from travel rewards are decent, and there are no tiers to maintain.
• No interest for 15 billing cycles if you pay off your items in full.
• Foreign travel is welcomed.

Disadvantages:

• There are no rewards that can be transferred.
• There isn't a 0% APR balance transfer deal available.
• The required minimum expenditure is quite large.

Having Problem with Bank of America® Travel Rewards Credit Card for Students?

The customer service phone numbers and addresses for Bank of America® Cash Rewards Credit Card for Students are listed below you can easily contact them and get your issue resolved . Credit card payments, Bank of America, PO Box 15019 Wilmington, DE 19886-5019, Credit card customer service - 800.732.9194, Questions about card types, Bank of America, PO Box 53132, Phoenix, AZ 85027-3132, you can also visit - https://www.bankofamerica.com/customer-service/contact-us/credit-card/

Still having trouble! No problem, Cancel the Card!

To cancel a Bank of America credit card, call the bank at 800-732-9194 and enter your account number, Social Security number or telephone access ID when prompted.

Chase Freedom® Student credit card

A flat 1% cash back rate is available for every shopping made on the Chase Freedom Student card. A visa card has no annual fee and a one-time offer that is easy to obtain. And you can qualify for a $20 prize for up to five years if you keep your account up-to-date. A passing grade is awarded to the Chase Freedom® Student credit card. After their first purchase, new cardholders can win a $50 bonus plus an additional $20 per year for up to five years just to stay in line with the account. There is no annual fee and after five monthly payments, you can earn a credit limit increase. However, there are also other options for the top of the ranking. Building your loan history in school is a tough task. Credit cards for students provide a level 101 credit management lesson.

Banks first offer lower- and lower-paying student credit cards and then allow students to graduate into more lucrative credit card recompense opportunities. Students would like to receive cash-back rewards from the Chase Freedom Credit Card without charging an annual fee. You can earn the 50 dollars bonus on your first acquisition to keep track of a greater minimum requirement for expenditure. In addition, they receive a $20 bonus on their anniversary credit card for the first five years the card has opened and remains in good standing. Credit card holders who meet the credit demands will be rewarded with a credit limit increase following the initial 10 month period after the card has been opened for five on-time payments. Moreover, the Credit Journey Chase tool provides unlimited access to their credit score.

Rates, fees & offers

Interest Rates

• Regular APR: 14.99% Variable
• Purchase Intro APR: N/A
• Balance Transfer Intro APR: N/A

Fees

• Annual Fee: $0
• Balance Transfer Fee: Either $5 or 5% of the amount of each transfer, whichever is greater.
• Cash Advance: Either $10 or 5% of the amount of each transaction, whichever is greater.
• Foreign Purchase Transaction Fee: 3% of each transaction in U.S. dollars

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• $50 Bonus made within the first 3 months following the opening of the account
• $20 Bonus for well-established accounts up to five years
• Gain 1% cash back without limit
• Credit limit increases in five on-time payments for eligible cardholders
• No yearly fee.
• Protection for buying
• Extended protection against guarantee
• 5% cash back on Lyft's March 2022 rides
• Contact the bank through email or visit their nearest office and know all the details before signing for the card. You can also contact the bank through a phone call.
• Read all the reviews online before thinking about applying, it really helps with the decision making

Advantages:

• Good Standing Rewards: You will receive 2000 points for each year your account is well-reserved, which means it is not delinquent, which can be redeemed at 20 $ or at rewards. Up to five years can be provided with this benefit, allowing you to gain $100 just to make payments on a regular basis.
• Automatic credit line increase: If you pay on five months in a timely manner, Chase will automatically consider you to increase your payments within 10 months after opening a bank account. If you qualify for an increase in credit, not only will you receive more expenditure power, you can see an increase in your credit score as you have more credit available overall. Any late payments within the first 10 months will however prevent you from being approved for an increase in a credit limit.
• Simple Program Rewards: You'll earn 1% of cash back on all purchases with the Chase Freedom Student card. There is no need to remember categories of expenses or categories of bonus; simply use your card and receive cash back automatically.

Disadvantages:

• No bonus categories on spending
• No 0% APR promotion for purchases or balance transfers

Having Problem with Chase Freedom® Student credit card?

The customer service phone numbers and addresses for the Student Cash Back card are listed below you can easily contact them and get your issue resolved . You can also visit: chase.com/customerservice

Credit Card: 1-800-432-3117 Personal Banking: 1-800-935-9935.

Still having trouble! No problem, Cancel the Card!

To cancel a Chase Freedom card, call Chase customer service at 1-800-432-3117. Enter the card number when prompted, and then use the menu to speak to a customer service representative and tell them you want to cancel.

Discover it® Student Cash Back

Student credit cards are intended for students who have little or no credit history. Most of these cards have modest credit limits and don't charge yearly fees. The Discover it® Student Cash Back is a one-of-a-kind student card that offers high cash-back benefits for a low annual fee of $0. Even if you have no credit history, you may be able to qualify.

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• ANNUAL FEE-$0
• REGULAR APR-12.99% - 21.99% Variable APR
• INTRO APR- 0% intro APR on Purchases for 6 months and 10.99% intro APR on Balance Transfers for 6 months
• INTRO OFFER: UNLIMITED CASHBACK MATCH – AVAILABLE ONLY FROM DISCOVER. At the end of your first year, Discover will automatically match all of your cash back! As a result, you may turn $50 into $100. Alternatively, you may turn $100 into $200. There are no restrictions on how much you can spend or how much you may earn. It's a simple dollar-for-dollar match.
• When you activate, you'll get 5% cash back on up to $1,500 in spending per quarter in areas that rotate every three months, and 1% cash back on everything else.
• Contact the bank through email or visit their nearest office and know all the details before signing for the card. You can also contact the bank through a phone call.
• Read all the reviews online before thinking about applying, it really helps with the decision making

Rates, fees & offers

• ANNUAL FEE-$0
• REGULAR APR-12.99% - 21.99% Variable APR
• INTRO APR- 0% intro APR on Purchases for 6 months and 10.99% intro APR on Balance Transfers for 6 months
• INTRO OFFER: UNLIMITED CASHBACK MATCH – AVAILABLE ONLY FROM DISCOVER
• Foreign transaction fee: None.

Features:

• Payments are reported to the three major credit bureaus (TransUnion, Equifax, and Experian), which aids in the development of your credit.
• For the next five years, Good Grades Rewards will provide you a $20 statement credit if your GPA is 3.0 or better.
• You will not be charged a late fee on your first late payment.
• You can keep track of your progress with access to your Credit Scorecard.
• If your Social Security number is discovered on the dark web, you can get a free alert.
• In the event that your card is lost or stolen, Discover's Freeze It function allows you to prevent new purchases, balance transfers, and cash advances remotely through the issuer's online portal or app.
• If your card is lost, damaged, or stolen, you can replace it instantly with free overnight Shipment.

The Discover it® Student Cash Back rewards programme is identical to Discover's normal cash-back credit cards — and considerably superior to what's available on nearly every other card for college students. For a $0 annual fee, you get 5% cash back on up to $1,500 in spending per quarter in areas that rotate every three months, and 1% cash back on everything else. The 5% categories, which you must select every quarter, are typically for ordinary spending.

On student credit cards, introductory 0% APR deals are uncommon. This card provides an initial APR of 0% for 6 months on purchases and 10.99 percent for 6 months on balance transfers, followed by an ongoing APR of 12.99 percent - 21.99 percent Variable APR. As you get started with credit, you'll have a smooth interest-free transition and possibly a long enough respite to help you pay off any expensive textbooks. However, keep watch of when the promotional time finishes; you don't want to be stuck with the high continuous APR after that

Advantages:

• No annual fee
• Qualify with limited/bad credit
• Bonus categories
• Intro APR period
• Reports to the three major credit bureaus

Disadvantages:

• Complicated rewards

Having Problem with Student Cash Back?

The customer service phone numbers and addresses for the Student Cash Back card are listed below you can easily contact them and get your issue resolved . You can also visit: https://www.discover.com/credit-cards/help-center/contact-us/ for more details.

CUSTOMER SERVICE - GENERAL INQUIRIES

Discover Financial Services P.O. Box 30943 Salt Lake City, UT 84130-0943
Discover Financial Services P.O. Box 6103 Carol Stream, IL 60197-6103 OUTSIDE U.S. - 1-801-902-3100

Discover it® Student chrome

The Discover it® Student chrome is a generous exception to many other student credit cards, with hefty rewards and no FICO credit history requirement. The card has no annual charge and simple, clear benefits, making it an excellent choice for students. On up to $1,000 in combined quarterly purchases, it earns 2% cash back at petrol stations and restaurants, and 1% on all other purchases. Its initial bonuses and high grade prizes will help you stretch your student budget to cover a movie outing or a meal out. The Discover it® Student chrome is an overachiever among student credit cards, and it rewards you for success. This card has no annual fee and the Discover Cashback Match will match all cash back earned in the first year. Although this card will still allow students to earn rewards while building credit, Discover provides other student-friendly options.

• No annual fee
• Introductory APR offer
• $20 Good grade statement credit for maintaining a 3.0 GPA or higher, for up to 5 years
• Discover Cash back Match doubles the first year’s cash back earnings at the end of the first year as a cardholder

How to qualify for the Discover it® Student chrome?

Credit card application is an easy approach to start credit history building. Applicants must be at least 18 years of age and have independent income, such as partial-time employment, to qualify for a Discover student card. It is also crucial that your credit report does not have significant defects (like a tax lien or a lot of denied credit applications).

Another alternative is to apply for a secured credit card for building credit, if a student credit card is denied. Capital One has been known to assist cardholders to extend their credit limits by automatically boosting credit lines if they pay the first five months on time and certain clients are even entitled to deposits of as little as 49 dollars for Capital One Secured MasterCard.

Advantages:

• No payment annually.
• Get benefits while credit building
• At the end of your first year as a cardholder the cash back received will be matched
• Offer APR Introductory

Disadvantages:

• The premium is limited to $1,000 in purchases every quarter in the highest category.
• In compared with other student cards, rewards are less than steel.

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• You can get a declaration credit each time you send a friend and they're approved, after you're a Discover it® student card member, More than half a million students have Discover Cards through the advice of their friends.
• Intro Offer: Unlimited cash return match – discover only. You will discover all the income you earned at the conclusion of your first year automatically. So you can transform 50 dollars of cash back into 100 dollars. Or transform 100 dollars into 200 dollars. No minimum expenditure or prizes are available. Just a match between dollars and dollars.
• Earn 2 percent cash back on up to $1,000 in combined purchases at gas stations and restaurants every quarter. Moreover, you will automatically earn unlimited cash from 1 percent of any other purchases.
• Rewards for good grades: Each year of school your GPA's $20 declaration credit is 3.0 or greater for 5 years to come.
• Contact the bank through email or visit their nearest office and know all the details before signing for the card. You can also contact the bank through a phone call.
• Read all the reviews online before thinking about applying, it really helps with the decision making.

Rates, fees & offers

• Regular APR: 12.99% - 21.99% Variable
• Purchase Intro APR: 0% for 6 months
• Annual Fee: $0
• Balance Transfer Fee: 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
• Cash Advance: Either $10 or 5% of the amount of each cash advance, whichever is greater.
• Foreign Purchase Transaction Fee: None

Having Problem with Discover it® Student chrome card?

The customer service phone numbers and addresses for the contact Customer Service is Discover (1-800-347-2683).

you can easily contact them and get your issue resolved . You can also visit:
https://www.discover.com/credit-cards/help-center/contact-us/ for more details.
CUSTOMER SERVICE - GENERAL INQUIRIES
Discover Financial Services P.O. Box 30943 Salt Lake City, UT 84130-0943
Discover Financial Services P.O. Box 6103 Carol Stream, IL 60197-6103 OUTSIDE U.S. - 1-801-902-3100

First Progress Platinum Select MasterCard Secured Credit Card

The First Progress Platinum Select MasterCard Secured Credit Card provides a very flexible credit line to fit your needs. Choose a credit line between $200 and $2,000 when applying. You won't have to wait long for your credit card because of expedited processing.

• Annual fee-$39
• Rewards rate-N/A
• Bonus offer-None
• Intro APR-N/A
• Ongoing APR-Purchase: 13.99%, Variable
• Cash Advance APR: 19.99%, Variable
• Foreign transaction fee-3%

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• With the new Expedited Processing option, you can get your card faster.
• Approval does not require a credit history or a minimum credit score.
• Online application that is quick and easy to fill out; no credit check is required!
• Experian provides free real-time access to your credit score as well as ongoing credit monitoring.
• Platinum MasterCard® Secured Credit Card with Full Features; Try our New Mobile App for Android users
• Credit Cards Are Accepted Almost Everywhere! Good for Car Rentals, Hotels, and Anywhere Credit Cards Are Accepted!
• Monthly credit history reporting to all three major credit bureaus.
• Your $200 — $2,000 fully refundable deposit with your application secures a credit line.
• Simply pay off your balance and get your deposit back whenever you want.
• See Card Terms for details on the nationwide programme, which is currently not accessible in NY, IA, AR, or WI.
• Make a new start! You will not be turned down if you have a discharged bankruptcy on your credit bureau file.
• Contact the bank through email or visit their nearest office and know all the details before signing for the card. You can also contact the bank through a phone call.
• Read all the reviews online before thinking about applying, it really helps with the decision making

Advantages:

• Your lifestyle is best served by a flexible credit line ranging from $200 to $2000.
• The Expedited Processing Option guarantees that you will receive your credit card as soon as possible.
• To help improve credit, monthly reporting to the three major credit bureaus is required.

Disadvantages:

• Some states, such as New York, Iowa, Arkansas, and Wisconsin, are not yet available. *See Card Terms.
• Unbanked people may be concerned about the requirement for a checking account.

Having Problem with First Progress Platinum Select MasterCard Secured Credit Card?

The customer service phone numbers and addresses for the First Progress Platinum Select MasterCard Secured Credit Card are listed below. Just give them a phone call.

Call First Progress customer service at 1-800-776-4737., or call the number on the back of your First Progress Platinum select master card.

Still having trouble! No problem, Cancel the Card!

You can cancel your First Progress Platinum Select card by calling (888) 403-4783 or by reaching customer service from your online banking account. Your security deposit will be mailed to you within 10 weeks of cancelling.

All about Citi® secured MasterCard

Instead than depending on an individual's credit history, First Progress Platinum secured cards are full-service credit cards that secure credit against a security deposit. They're a good choice for people with bad credit or who are just getting started with credit. These cards don't require a credit check when you apply, and approvals aren't based on a minimum credit score, so they're a great option for people who might otherwise be turned down after a credit check. Every month, all cards record activity to the three major credit agencies to assist in the establishment or restoration of credit history. There are three types of Platinum Secured Cards: Prestige, Select, and Elite, each with distinct interest rates and monthly fees. You can lower your monthly interest rate by choosing a higher monthly charge, which is handy if you don't expect to pay off the debt each month.

• Establish credit use and payment record with limited or no credit history 
• No annual fee
• Security deposit between $200 and $2,500 required
• Standard variable APR of 22.49%

This needs your Attention!

• Secured credit cards are useful for establishing credit when you don't have any or for mending a bad credit score. Remember to follow sensible credit practises with any credit card (including secured cards) that can help your credit score over time, such as paying your balance in whole and on time each month and spending only what you can afford to pay when your bill is due.
• You should also stay away from any of the card's excessive fees. For example, if you pay late, you may be charged a fee of up to $40 and may be subject to a variable penalty APR of up to 29.99 percent (compared to the already high 22.49 percent regular variable APR).
• If you're concerned that you'll forget about your payment deadlines, Citi offers free account alerts that notify you when you make a purchase, reach your credit limit, or need to make a payment.
• Read all the reviews online before thinking about applying, it really helps with the decision making

Advantages:

• Available to individuals with little or no credit history
• No annual fee
• Payment reported to all three credit bureaus

Disadvantages:

• High penalty and cash advance fees
• High variable APR
• No rewards

Having Problem with Citi® secured MasterCard?

The customer service phone numbers and addresses for the First Progress Platinum Select MasterCard Secured Credit Card are listed below. Just give them a phone call.

Citi Customer Service
SCRA Unit
P.O. Box 790398
St. Louis, MO 63179
Fax: 1-866-533-0503

Phone: 1-866-272-4749

Outside the U.S. (call collect) 1-605-335-2222
TTY: 1-800-325-2865

For email and other Services you can also visit: https://www.citigroup.com/citi/contact.html

Still having trouble! No problem, Cancel the Card!

To cancel online, sign in to Citi® Online, go to the Account Management. To cancel by phone, please call the number on the back of your card to speak to a customer service representative. Cancellation is an easy process one can do it anytime.

OpenSky® Secured Visa® Credit Card

The OpenSky Secured Visa credit card is a good option for people with bad to fair credit because of its low APR and annual fee. You won't get any benefits, but you'll save money on extra fees, and you won't have to worry about a credit check if you apply for the card. The OpenSky Secured Visa is a fairly basic option when it comes to secured credit cards. You won't receive any rewards because your initial credit limit is equal to a security deposit. The card's extra features are modest, consisting primarily of fraud protection and account alerts. The low annual fee and APR, on the other hand, distinguish this card as a good choice for those who need to improve credit over time but may need to carry a balance.

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• To apply, there is no need to run a credit check. OpenSky believes that everyone deserves a chance.
• Your Visa card's credit line limit is determined by the refundable* deposit you make. It starts at $200 and goes up from there.
• Quickly establish credit. All three major credit bureaus receive records from OpenSky.
• In as little as six months, 99 percent of our customers who started without a credit score were able to establish a credit score record with the credit agencies.
• Contact the bank through email or visit their nearest office and know all the details before signing for the card. You can also contact the bank through a phone call.
• Read all the reviews online before thinking about applying, it really helps with the decision making

Rates, fees & offers

• Annual fee- $35
• Rewards rate- N/A
• Bonus offer- None
• Intro APR-N/A
• Ongoing APR-APR: 17.39% Variable APR
  Cash Advance APR: 17.39%, Variable
• Foreign transaction fee - 3%

Advantages:

• No credit check: When you apply for the OpenSky Secured Visa Credit Card, Capital Bank does not check your credit, thus your credit score will not be affected.
• Refundable Deposit: A $200 to $3,000 security deposit is required for the OpenSky Secured Visa Credit Card, and the amount of your deposit determines your initial credit limit. Within ten weeks, you'll receive your entire money back.
• Credit reporting: Like other major credit cards, your activity on the OpenSky Secured Visa Credit Card is reported to all three main credit bureaus.

Disadvantages:

• There is no welcoming offer: There is no initial incentive with the OpenSky Secured Visa Credit Card.
• There are no rewards with this card because it does not have one.
• Card fees: In addition to a $35 annual fee, this card has a $6 cash advance cost or 5% of the value of each advance (whichever is greater), a 3% foreign transaction fee, a $38 late payment fee, and a $25 returned payment fee. This means that every month you have an account balance, you'll pay at least $1 in interest, even if your real interest is less than $1.
• A minimum interest cost of $1 applies to OpenSky Secured Visa Credit Card users.

Having Problem with OpenSky® Secured Visa® Credit Card?

The customer service phone numbers and addresses for the OpenSky® Secured Visa® Credit card are listed below. Just give them a phone call.

Customer Care number is 1-800-859-6412.Easily Reach out to them and get the problems resolved, You can also visit OpenSky 372 E 6th St. Chico, CA 95928 Or can write them at email address: help@opensky.com

Still having trouble! No problem, Cancel the Card!

Cancellation of card is an easy task. You can cancel your OpenSky credit card by calling their customer service 24/7 at 1-800-859-6412. Your security deposit will be refunded to you by mail once your account is closed and your balance is paid in full. This process could take up to 6 weeks.

All about BankAmericard® Secured credit card

The BankAmericard Secured Credit Card may be an excellent option for boosting or rebuilding your credit. It has no annual fees or account starting fees, so it's a decent option if you can make the $300 minimum opening deposit. However, as your credit score improves, the hefty APR and lack of incentives or other perks make this card difficult to keep long term. If you already associated with Bank of America and need to develop or rebuild your credit, the BankAmericard® Secured Credit Card could be an excellent alternative. The biggest advantage of utilising this card is that it allows you to keep all of your financial transactions in one place, which is useful for many people.

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• There are no application or activation fees.
• $300–$4,900 credit line
• Your maximum credit line is determined by your personal ability to pay, which is based on your income and security deposit.
• The three major credit bureaus receive important account information, which helps you develop your credit history.
• You may be eligible to get your security deposit reimbursed after 12 months if you continue to use your card.
• TransUnion provides free access to your FICO® Score, which is updated regularly.
• Credit education on issues such as responsible credit card use, budgeting, and more is available.
• There is no annual charge.

Advantages:

Because this is a secured credit card, you must make a refundable security deposit that will serve as your credit line. Your security deposit with this card must be at least $300. Bank of America, on the other hand, will evaluate your credit history on a regular basis. If your credit has improved and you've made all of your payments on time, Bank of America may elect to refund your security deposit, giving you your money back while continuing to enable you to use the card. This perk is not available on all secured cards.

Disadvantages:

• APR is high. The BankAmericard Secured card, like many other secured credit cards, has a higher-than-average APR; on purchases, you'll pay 22.99 percent APR. While that is a standard rate for a secured card, you can discover cards with far lower rates. The difference in rates might have a significant influence on your total interest payments unless you pay your debt in full every month.
• Minimum Deposit is Expensive. The BankAmericard Secured card requires a $300 deposit. That deposit is higher than some other cards', which may be difficult for some applicants.
• There is no incentive programme. You won't earn points or cash back with the BankAmericard Secured card because it doesn't have a rewards programme. While this is typical of a secured card, there are a few outliers that provide perks. The Discover it secured card, like the BankAmericard Secured card, has no annual charge.

Having Problem with BankAmericard® Secured credit card?

The customer service phone numbers and addresses for the First Progress Platinum Select MasterCard Secured Credit Card are listed below. Credit Card customer service call center, phone number: 1-800-732-9209.

• Credit card customer service
  (including lost or stolen card)
• 800.732.9194,
  Write them at,
  Bank of America-PO Box 53132, Phoenix, AZ 85027-3132

Still having trouble! No problem, Cancel the Card!

Cancellation is an easy task, Call 800-732-9194 to cancel a Bank of America credit card and provide your account number, Social Security number, or telephone access ID when required. Then select the option to talk with a customer care person and inform them of your want to close your account.

First Progress Platinum Prestige MasterCard® Secured Credit Card

What is First Progress Platinum Prestige MasterCard® Secured Credit Card?

Instead than depending on an individual's credit history, First Progress Platinum secured cards are full-service credit cards that secure credit against a security deposit. They're a good choice for people with bad credit or who are just getting started with credit. These cards don't require a credit check when you apply, and approvals aren't based on a minimum credit score, so they're a great option for people who might otherwise be turned down after a credit check. Every month, all cards record activity to the three major credit agencies to assist in the establishment or restoration of credit history. There are three types of Platinum Secured Cards: Prestige, Select, and Elite, each with distinct interest rates and monthly fees. You can lower your monthly interest rate by choosing a higher monthly charge, which is handy if you don't expect to pay off the debt each month.

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• Simply pay off your balance and get your deposit back whenever you want.
• Though not yet available in NY, IA, AR, or WI, you can access your account online 24 hours a day, 7 days a week. * For more information, see the card terms.
• Apply in minutes with no influence on your credit score; no credit inquiries will be recorded in your credit bureau file.
• With the new Expedited Processing option, you can get your card faster.
• Approval does not require a credit history or a minimum credit score.
• Full-Feature Platinum MasterCard® Secured Credit Card with Quick and Easy Online Application Good for Car Rentals, Hotels, and Anywhere Credit Cards Are Accepted!
• Contact the bank through email or visit their nearest office and know all the details before signing for the card. You can also contact the bank through a phone call.
• Read all the reviews online before thinking about applying, it really helps with the decision making

Advantages:

• Low interest rate: The First Progress Platinum Prestige MasterCard Secured Credit Card's 9.99 percent (Variable) APR is lower than that of most other secured cards.
• Over time, you'll be able to increase your credit limit: Your credit limit can be increased over time with the First Progress Platinum Prestige MasterCard Secured Credit Card without having to make an additional security deposit. Any credit limit increases will be determined by your payment history, income, and credit score.

Disadvantages:

• There is no introductory APR of 0% or a sign-up bonus: The First Progress Platinum Prestige MasterCard Secured Credit Card does not offer a sign-up bonus or a 0% APR introductory rate to new cardholders. The standard annual percentage rate (APR) is 9.99 percent (Variable).
• The following security deposit is required: A deposit of $200 to $2,000 with Synovus Bank is required for the First Progress Platinum Prestige MasterCard Secured Credit Card. Your credit limit is determined by the amount of your deposit.

Having Problem with First Progress Platinum Prestige MasterCard® Secured Credit Card?

The customer service phone numbers and addresses for the First Progress Platinum Prestige MasterCard® Secured Credit Card are listed below. Just give them a phone call.

• Toll-Free Number:(888) 403-4783
• Customer care Service:(888) 403-4783
• Headquarters:(888) 796-6887
• Legal:(800) 695-0987
• Email- info@synovus.com

Still having trouble! No problem, Cancel the Card

You can cancel your First Progress Platinum Select card by calling (888) 403-4783 or by reaching customer service from your online banking account. Your security deposit will be mailed to you within 10 weeks of cancelling, remember that cancellation is always an option available.

The First Progress Platinum Elite MasterCard Secured Credit Card

What is First Progress Platinum Elite MasterCard Secured Credit Card?

Rather than relying on an individual's credit history, First Progress Platinum secured cards are full-service credit cards that secure credit against a security deposit. They're an excellent alternative for people with bad credit or those who are just getting started on their credit journey. These cards don't require a credit check when you apply, and approvals aren't based on a minimum credit score, so they're great for people who might otherwise be turned down after a credit check. Every month, all cards record activity to the three major credit agencies to aid in the establishment or restoration of credit history.

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• Credit Cards Are Accepted Almost Everywhere! Good for Car Rentals, Hotels, and Anywhere Credit Cards Are Accepted!
• Monthly credit history reporting to all three major credit bureaus
• Your $200 — $2,000 fully refundable deposit with your application secures a credit line.
• Simply pay off your balance and get your deposit back whenever you want.
• Your account is accessible online 24 hours a day, 7 days a week.
• With the new Expedited Processing option, you can get your card faster.
• Approval does not require a credit history or a minimum credit score.
• While you are not required to deposit a specific amount — you can open an account with any amount between $200 and $2,000 — the amount of your deposit determines your credit limit. This means that if your deposit is $200, you'll have $200 in available credit. To enhance your credit usage ratio and raise your score faster, we recommend going for the higher end of this range. Fortunately!
• Online application that is quick and easy to fill out; no credit check is required!
• Experian provides free real-time access to your credit score as well as ongoing credit monitoring.
• Contact the bank through email or visit their nearest office and know all the details before signing for the card. You can also contact the bank through a phone call.
• Read all the reviews online before thinking about applying, it really helps with the decision making

Rates, fees & offers

• Annual fee- $29
• Rewards rate-N/A
• Bonus offer-None
• Intro APR-N/A
• Ongoing APR- Purchase: 19.99%, Variable
• Cash Advance APR: 24.99%, Variable
• Foreign transaction fee-3%

Advantages:

• Application procedure is simple.
• There is no requirement for a credit check.
• All three credit bureaus are notified.
• The ongoing APR is lower than those of other secured cards (19.99 percent variable).

Disadvantages:

• The annual charge is $29
• There's no way to upgrade to a credit card that's not secured.

Having Problem with First Progress Elite Prestige MasterCard® Secured Credit Card?

The customer service phone numbers and addresses for the Progress Elite Prestige MasterCard® Secured Credit Card are listed below. Just give them a phone call.

Call First Progress customer service at 1-866-706-5543, or call the number on the back of your First Progress Platinum Elite credit card.

First Progress Card
P.O. Box 9053
Johnson City, TN 37615-9053

Still having trouble! No problem, Cancel the Card!

You can cancel your First Progress Elite Select card by calling (888) 403-4783 or by reaching customer service from your online banking account. Your security deposit will be mailed to you within 10 weeks of cancelling, remember that cancellation is always an option available.

All about Applied Bank® Secured Visa® Gold Preferred® Credit Card

What is Applied Bank® Secured Visa® Gold Preferred® Credit Card ?

If you're aiming to develop or rebuild your credit, the Applied Bank® Secured Visa® Gold Preferred® Credit Card is a good option. It has one of the lowest interest rates on the market, at 9.99 percent Fixed APR, and your rate won't go up if you miss a payment.

This credit card does not require a credit check in order to be approved. In fact, there is no minimum credit score requirement, making this the ideal card for people with low credit or who are seeking to rehabilitate their credit.

This card allows you to customise your credit limit. You may get started right now with a $200-$1,000 security deposit. You can raise your credit limit to $5,000 at any time by making additional security deposits. To begin building credit, apply today!

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• Use a Secured Card instead of a prepaid card, Load once and use forever with no credit check or minimum credit score. All three national credit bureaus must be automatically notified.
• Low Fixed APR of 9.99 percent even if you're late, your rate won't go up. Sign up today with a $200 minimum deposit and a $1,000 maximum. Add Additional Deposits at Any Time to Increase Your Credit Limit Up to $5,000
• Contact the bank through email or visit their nearest office and know all the details before signing for the card. You can also contact the bank through a phone call.
• Read all the reviews online before thinking about applying, it really helps with the decision making.

Advantages:

• Fixed APR: The Applied Bank Secured Visa Gold Preferred Credit Card has a 9.99 percent (Fixed) interest rate, so you won't have to worry about APR rises.
• Additional deposits up to $5,000 can be made to raise your credit limit on your Applied Bank Secured Visa Gold Preferred Credit Card account.

Disadvantages:

• There is no rewards programme or a 0% APR introductory offer: New cardholders of the Applied Bank Secured Visa Gold Preferred Credit Card are not eligible for any incentives or a 0% APR introductory offer.
• There is no grace period with the Applied Bank Secured Visa Gold Preferred Credit Card, so interest will be charged as soon as your monthly cycle ends.
• Costs: In addition to the $48 annual fee, the Applied Bank Secured Visa Gold Preferred Credit Card has various fees. A late payment price of up to $38, a returned payment fee of up to $38, a $30 stop payment fee, a $12.95 fee for each optional payment, a $30 fee for extra or replacement cards, a $50 reinstatement fee, and a 3% international transaction fee are all included in the fees.

Having Problem with Applied Bank® Secured Visa® Gold Preferred® Credit Card?

The customer service phone numbers and addresses for the Applied Bank® Secured Visa® Gold Preferred® Credit Card are listed below. Just give them a phone call.

• Customer care Service at 800-947-1090
• Credit Card Agreement; call 800-318-8173
• Address: Applied Bank
  2200 Concord Pike, Suite 102 Wilmington, DE 19803

Still having trouble! No problem, Cancel the Card

Cancellation of card is always an open option if you are struggling with the card, getting a Secured Credit Card Closed Make contact with your lender. To terminate your account, look for the customer support number on the back of your credit card and call it. Tell the bank you'd like to terminate your secured credit card "at the cardholder's request," and specify when you'd like the cancellation to go into effect.

All about Surge Secured Master Card

What is Surge Secured Master Card?

Celtic Bank offers the Surge MasterCard credit card, which is meant for people with a poor credit history or none at all who wants to establish or rebuild their credit. In less than a minute, you may check the status of your Surge credit card application and find if you're pre-qualified. Although this unsecured credit card does not require collateral, it does come with a hefty annual charge. If your credit card options are restricted, a Surge MasterCard payment plan might help you improve your credit score through responsible use.

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• Rewards rate: N/A
• Welcome offer: N/A
• Annual fee: $75–$99
• Purchase Intro APR: N/A
• Balance Transfer Intro APR: N/A
• Regular APR: 24.99% — 29.99% variable

Features of Security come with Secured master Card:

This card comes with conventional security measures like restricted responsibility for unauthorised transactions, card replacement in the event of loss or theft, and encryption technology.

Advantages:

• Consumers with a wide range of credit ratings can apply for the Surge MasterCard credit card. It's a good alternative for people who can't be approved for an unsecured credit card and don't want to put down a security deposit, as secured credit cards do.
• After six months of making the required minimum monthly payments, you may be eligible for a credit limit increase. This can assist in lowering your credit use, which is another aspect that can improve your credit score.
• Your Surge credit card activity will be reported to all three main credit agencies — TransUnion, Experian, and Equifax — as you use the card. You may improve your credit score and eventually qualify for a better credit card if you make on-time payments, keep your credit card utilisation low, and use it responsibly.

Disadvantages:

• High Fees: While the Surge MasterCard is offered to people with bad credit, it comes with a slew of fees, including:
• Fee per year: It will cost between $75 and $99. In the first month, the cost is withdrawn from your available credit line.
• You'll pay 3% of each transaction made outside of the United States as a foreign transaction fee.
• Late Payment Fee: If you miss a payment, you may be charged a fee of up to $40.
• You may be charged a fee of up to $40 if a payment is returned.
• Interest rates are astronomically high: Surge MasterCard has a variable APR of 25.90% to 29.99% on purchases, which is high even for a starting credit card. Fortunately, you have a 25-day grace period from the end of your previous billing cycle to pay down your account balance without incurring interest charges.
• If you decide to apply for the Surge MasterCard and are approved, we advise you to avoid carrying a balance. At this high rate, interest costs on even a few dollars carried over from month to month can soon add up.
• Monthly Maintenance Amount: The fee is $120, invoiced monthly at $10, and charged at the beginning of your payment cycle.
• Additional Card Fee: You'll be charged $30 if you add a user to your account.
• No Rewards Frame: You can’t get any cash back or points with the Surge MasterCard because it doesn't have any incentives. Although this isn't unusual for a credit card for those with bad credit, there are a few exceptions that offer important incentives.

Is it Surge MasterCard even worth it?

The Surge MasterCard can help you develop credit with responsible usage if you require an unsecured credit card and don't qualify for other cards. You may be able to qualify for a lower-cost secured credit card or a card with greater advantages if you can qualify for a card with a reduced annual fee or have the cash to submit a refundable security deposit. You should check reviews online before getting one , it will really be beneficial.

Having Problem with Surge MasterCard?

The customer service phone numbers and addresses for the Surge Credit Card are listed below. Just give them a phone call.

• Automated Account Information. 1-866-449-4514.
• Customer Service. 1-866-449-4514.
• Payments. 1-800-518-6142.
• Lost/Stolen Card. 1-800-556-5678.
• Website- https://continentalfinance.net
• Payment address: Surge Card P.O. Box 31292 Tampa, FL 33631-3292

Still having trouble! No problem, Cancel the Card

Even after your complaints your issue is not resolved! No problem, Call Continental Finance's customer care line at 866-449-4514 to cancel your Surge Credit Card. You may be requested to supply personal information such as your account number, the last four digits of your social security number or registered E-mail for customer care representative to verify your identification and process your cancellation.