Discover it® Student chrome

The Discover it® Student chrome is a generous exception to many other student credit cards, with hefty rewards and no FICO credit history requirement. The card has no annual charge and simple, clear benefits, making it an excellent choice for students. On up to $1,000 in combined quarterly purchases, it earns 2% cash back at petrol stations and restaurants, and 1% on all other purchases. Its initial bonuses and high grade prizes will help you stretch your student budget to cover a movie outing or a meal out. The Discover it® Student chrome is an overachiever among student credit cards, and it rewards you for success. This card has no annual fee and the Discover Cashback Match will match all cash back earned in the first year. Although this card will still allow students to earn rewards while building credit, Discover provides other student-friendly options.

• No annual fee
• Introductory APR offer
• $20 Good grade statement credit for maintaining a 3.0 GPA or higher, for up to 5 years
• Discover Cash back Match doubles the first year’s cash back earnings at the end of the first year as a cardholder

How to qualify for the Discover it® Student chrome?

Credit card application is an easy approach to start credit history building. Applicants must be at least 18 years of age and have independent income, such as partial-time employment, to qualify for a Discover student card. It is also crucial that your credit report does not have significant defects (like a tax lien or a lot of denied credit applications).

Another alternative is to apply for a secured credit card for building credit, if a student credit card is denied. Capital One has been known to assist cardholders to extend their credit limits by automatically boosting credit lines if they pay the first five months on time and certain clients are even entitled to deposits of as little as 49 dollars for Capital One Secured MasterCard.

Advantages:

• No payment annually.
• Get benefits while credit building
• At the end of your first year as a cardholder the cash back received will be matched
• Offer APR Introductory

Disadvantages:

• The premium is limited to $1,000 in purchases every quarter in the highest category.
• In compared with other student cards, rewards are less than steel.

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• You can get a declaration credit each time you send a friend and they're approved, after you're a Discover it® student card member, More than half a million students have Discover Cards through the advice of their friends.
• Intro Offer: Unlimited cash return match – discover only. You will discover all the income you earned at the conclusion of your first year automatically. So you can transform 50 dollars of cash back into 100 dollars. Or transform 100 dollars into 200 dollars. No minimum expenditure or prizes are available. Just a match between dollars and dollars.
• Earn 2 percent cash back on up to $1,000 in combined purchases at gas stations and restaurants every quarter. Moreover, you will automatically earn unlimited cash from 1 percent of any other purchases.
• Rewards for good grades: Each year of school your GPA's $20 declaration credit is 3.0 or greater for 5 years to come.
• Contact the bank through email or visit their nearest office and know all the details before signing for the card. You can also contact the bank through a phone call.
• Read all the reviews online before thinking about applying, it really helps with the decision making.

Rates, fees & offers

• Regular APR: 12.99% - 21.99% Variable
• Purchase Intro APR: 0% for 6 months
• Annual Fee: $0
• Balance Transfer Fee: 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
• Cash Advance: Either $10 or 5% of the amount of each cash advance, whichever is greater.
• Foreign Purchase Transaction Fee: None

Having Problem with Discover it® Student chrome card?

The customer service phone numbers and addresses for the contact Customer Service is Discover (1-800-347-2683).

you can easily contact them and get your issue resolved . You can also visit:
https://www.discover.com/credit-cards/help-center/contact-us/ for more details.
CUSTOMER SERVICE - GENERAL INQUIRIES
Discover Financial Services P.O. Box 30943 Salt Lake City, UT 84130-0943
Discover Financial Services P.O. Box 6103 Carol Stream, IL 60197-6103 OUTSIDE U.S. - 1-801-902-3100

First Progress Platinum Select MasterCard Secured Credit Card

The First Progress Platinum Select MasterCard Secured Credit Card provides a very flexible credit line to fit your needs. Choose a credit line between $200 and $2,000 when applying. You won't have to wait long for your credit card because of expedited processing.

• Annual fee-$39
• Rewards rate-N/A
• Bonus offer-None
• Intro APR-N/A
• Ongoing APR-Purchase: 13.99%, Variable
• Cash Advance APR: 19.99%, Variable
• Foreign transaction fee-3%

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• With the new Expedited Processing option, you can get your card faster.
• Approval does not require a credit history or a minimum credit score.
• Online application that is quick and easy to fill out; no credit check is required!
• Experian provides free real-time access to your credit score as well as ongoing credit monitoring.
• Platinum MasterCard® Secured Credit Card with Full Features; Try our New Mobile App for Android users
• Credit Cards Are Accepted Almost Everywhere! Good for Car Rentals, Hotels, and Anywhere Credit Cards Are Accepted!
• Monthly credit history reporting to all three major credit bureaus.
• Your $200 — $2,000 fully refundable deposit with your application secures a credit line.
• Simply pay off your balance and get your deposit back whenever you want.
• See Card Terms for details on the nationwide programme, which is currently not accessible in NY, IA, AR, or WI.
• Make a new start! You will not be turned down if you have a discharged bankruptcy on your credit bureau file.
• Contact the bank through email or visit their nearest office and know all the details before signing for the card. You can also contact the bank through a phone call.
• Read all the reviews online before thinking about applying, it really helps with the decision making

Advantages:

• Your lifestyle is best served by a flexible credit line ranging from $200 to $2000.
• The Expedited Processing Option guarantees that you will receive your credit card as soon as possible.
• To help improve credit, monthly reporting to the three major credit bureaus is required.

Disadvantages:

• Some states, such as New York, Iowa, Arkansas, and Wisconsin, are not yet available. *See Card Terms.
• Unbanked people may be concerned about the requirement for a checking account.

Having Problem with First Progress Platinum Select MasterCard Secured Credit Card?

The customer service phone numbers and addresses for the First Progress Platinum Select MasterCard Secured Credit Card are listed below. Just give them a phone call.

Call First Progress customer service at 1-800-776-4737., or call the number on the back of your First Progress Platinum select master card.

Still having trouble! No problem, Cancel the Card!

You can cancel your First Progress Platinum Select card by calling (888) 403-4783 or by reaching customer service from your online banking account. Your security deposit will be mailed to you within 10 weeks of cancelling.

All about Citi® secured MasterCard

Instead than depending on an individual's credit history, First Progress Platinum secured cards are full-service credit cards that secure credit against a security deposit. They're a good choice for people with bad credit or who are just getting started with credit. These cards don't require a credit check when you apply, and approvals aren't based on a minimum credit score, so they're a great option for people who might otherwise be turned down after a credit check. Every month, all cards record activity to the three major credit agencies to assist in the establishment or restoration of credit history. There are three types of Platinum Secured Cards: Prestige, Select, and Elite, each with distinct interest rates and monthly fees. You can lower your monthly interest rate by choosing a higher monthly charge, which is handy if you don't expect to pay off the debt each month.

• Establish credit use and payment record with limited or no credit history 
• No annual fee
• Security deposit between $200 and $2,500 required
• Standard variable APR of 22.49%

This needs your Attention!

• Secured credit cards are useful for establishing credit when you don't have any or for mending a bad credit score. Remember to follow sensible credit practises with any credit card (including secured cards) that can help your credit score over time, such as paying your balance in whole and on time each month and spending only what you can afford to pay when your bill is due.
• You should also stay away from any of the card's excessive fees. For example, if you pay late, you may be charged a fee of up to $40 and may be subject to a variable penalty APR of up to 29.99 percent (compared to the already high 22.49 percent regular variable APR).
• If you're concerned that you'll forget about your payment deadlines, Citi offers free account alerts that notify you when you make a purchase, reach your credit limit, or need to make a payment.
• Read all the reviews online before thinking about applying, it really helps with the decision making

Advantages:

• Available to individuals with little or no credit history
• No annual fee
• Payment reported to all three credit bureaus

Disadvantages:

• High penalty and cash advance fees
• High variable APR
• No rewards

Having Problem with Citi® secured MasterCard?

The customer service phone numbers and addresses for the First Progress Platinum Select MasterCard Secured Credit Card are listed below. Just give them a phone call.

Citi Customer Service
SCRA Unit
P.O. Box 790398
St. Louis, MO 63179
Fax: 1-866-533-0503

Phone: 1-866-272-4749

Outside the U.S. (call collect) 1-605-335-2222
TTY: 1-800-325-2865

For email and other Services you can also visit: https://www.citigroup.com/citi/contact.html

Still having trouble! No problem, Cancel the Card!

To cancel online, sign in to Citi® Online, go to the Account Management. To cancel by phone, please call the number on the back of your card to speak to a customer service representative. Cancellation is an easy process one can do it anytime.

OpenSky® Secured Visa® Credit Card

The OpenSky Secured Visa credit card is a good option for people with bad to fair credit because of its low APR and annual fee. You won't get any benefits, but you'll save money on extra fees, and you won't have to worry about a credit check if you apply for the card. The OpenSky Secured Visa is a fairly basic option when it comes to secured credit cards. You won't receive any rewards because your initial credit limit is equal to a security deposit. The card's extra features are modest, consisting primarily of fraud protection and account alerts. The low annual fee and APR, on the other hand, distinguish this card as a good choice for those who need to improve credit over time but may need to carry a balance.

This deserves your Attention!

• To apply, there is no need to run a credit check. OpenSky believes that everyone deserves a chance.
• Your Visa card's credit line limit is determined by the refundable* deposit you make. It starts at $200 and goes up from there.
• Quickly establish credit. All three major credit bureaus receive records from OpenSky.
• In as little as six months, 99 percent of our customers who started without a credit score were able to establish a credit score record with the credit agencies.
• Contact the bank through email or visit their nearest office and know all the details before signing for the card. You can also contact the bank through a phone call.
• Read all the reviews online before thinking about applying, it really helps with the decision making

Rates, fees & offers

• Annual fee- $35
• Rewards rate- N/A
• Bonus offer- None
• Intro APR-N/A
• Ongoing APR-APR: 17.39% Variable APR
  Cash Advance APR: 17.39%, Variable
• Foreign transaction fee - 3%

Advantages:

• No credit check: When you apply for the OpenSky Secured Visa Credit Card, Capital Bank does not check your credit, thus your credit score will not be affected.
• Refundable Deposit: A $200 to $3,000 security deposit is required for the OpenSky Secured Visa Credit Card, and the amount of your deposit determines your initial credit limit. Within ten weeks, you'll receive your entire money back.
• Credit reporting: Like other major credit cards, your activity on the OpenSky Secured Visa Credit Card is reported to all three main credit bureaus.

Disadvantages:

• There is no welcoming offer: There is no initial incentive with the OpenSky Secured Visa Credit Card.
• There are no rewards with this card because it does not have one.
• Card fees: In addition to a $35 annual fee, this card has a $6 cash advance cost or 5% of the value of each advance (whichever is greater), a 3% foreign transaction fee, a $38 late payment fee, and a $25 returned payment fee. This means that every month you have an account balance, you'll pay at least $1 in interest, even if your real interest is less than $1.
• A minimum interest cost of $1 applies to OpenSky Secured Visa Credit Card users.

Having Problem with OpenSky® Secured Visa® Credit Card?

The customer service phone numbers and addresses for the OpenSky® Secured Visa® Credit card are listed below. Just give them a phone call.

Customer Care number is 1-800-859-6412.Easily Reach out to them and get the problems resolved, You can also visit OpenSky 372 E 6th St. Chico, CA 95928 Or can write them at email address: help@opensky.com

Still having trouble! No problem, Cancel the Card!

Cancellation of card is an easy task. You can cancel your OpenSky credit card by calling their customer service 24/7 at 1-800-859-6412. Your security deposit will be refunded to you by mail once your account is closed and your balance is paid in full. This process could take up to 6 weeks.

All about BankAmericard® Secured credit card

The BankAmericard Secured Credit Card may be an excellent option for boosting or rebuilding your credit. It has no annual fees or account starting fees, so it's a decent option if you can make the $300 minimum opening deposit. However, as your credit score improves, the hefty APR and lack of incentives or other perks make this card difficult to keep long term. If you already associated with Bank of America and need to develop or rebuild your credit, the BankAmericard® Secured Credit Card could be an excellent alternative. The biggest advantage of utilising this card is that it allows you to keep all of your financial transactions in one place, which is useful for many people.

This needs your Attention!

• There are no application or activation fees.
• $300–$4,900 credit line
• Your maximum credit line is determined by your personal ability to pay, which is based on your income and security deposit.
• The three major credit bureaus receive important account information, which helps you develop your credit history.
• You may be eligible to get your security deposit reimbursed after 12 months if you continue to use your card.
• TransUnion provides free access to your FICO® Score, which is updated regularly.
• Credit education on issues such as responsible credit card use, budgeting, and more is available.
• There is no annual charge.

Advantages:

Because this is a secured credit card, you must make a refundable security deposit that will serve as your credit line. Your security deposit with this card must be at least $300. Bank of America, on the other hand, will evaluate your credit history on a regular basis. If your credit has improved and you've made all of your payments on time, Bank of America may elect to refund your security deposit, giving you your money back while continuing to enable you to use the card. This perk is not available on all secured cards.

Disadvantages:

• APR is high. The BankAmericard Secured card, like many other secured credit cards, has a higher-than-average APR; on purchases, you'll pay 22.99 percent APR. While that is a standard rate for a secured card, you can discover cards with far lower rates. The difference in rates might have a significant influence on your total interest payments unless you pay your debt in full every month.
• Minimum Deposit is Expensive. The BankAmericard Secured card requires a $300 deposit. That deposit is higher than some other cards', which may be difficult for some applicants.
• There is no incentive programme. You won't earn points or cash back with the BankAmericard Secured card because it doesn't have a rewards programme. While this is typical of a secured card, there are a few outliers that provide perks. The Discover it secured card, like the BankAmericard Secured card, has no annual charge.

Having Problem with BankAmericard® Secured credit card?

The customer service phone numbers and addresses for the First Progress Platinum Select MasterCard Secured Credit Card are listed below. Credit Card customer service call center, phone number: 1-800-732-9209.

• Credit card customer service
  (including lost or stolen card)
• 800.732.9194,
  Write them at,
  Bank of America-PO Box 53132, Phoenix, AZ 85027-3132

Still having trouble! No problem, Cancel the Card!

Cancellation is an easy task, Call 800-732-9194 to cancel a Bank of America credit card and provide your account number, Social Security number, or telephone access ID when required. Then select the option to talk with a customer care person and inform them of your want to close your account.