Wednesday, August 11, 2021

First Progress Platinum Prestige MasterCard® Secured Credit Card


What is First Progress Platinum Prestige MasterCard® Secured Credit Card?

Instead than depending on an individual's credit history, First Progress Platinum secured cards are full-service credit cards that secure credit against a security deposit. They're a good choice for people with bad credit or who are just getting started with credit. These cards don't require a credit check when you apply, and approvals aren't based on a minimum credit score, so they're a great option for people who might otherwise be turned down after a credit check. Every month, all cards record activity to the three major credit agencies to assist in the establishment or restoration of credit history. There are three types of Platinum Secured Cards: Prestige, Select, and Elite, each with distinct interest rates and monthly fees. You can lower your monthly interest rate by choosing a higher monthly charge, which is handy if you don't expect to pay off the debt each month.

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  • Simply pay off your balance and get your deposit back whenever you want.
  • Though not yet available in NY, IA, AR, or WI, you can access your account online 24 hours a day, 7 days a week. * For more information, see the card terms.
  • Apply in minutes with no influence on your credit score; no credit inquiries will be recorded in your credit bureau file.
  • With the new Expedited Processing option, you can get your card faster.
  • Approval does not require a credit history or a minimum credit score.
  • Full-Feature Platinum MasterCard® Secured Credit Card with Quick and Easy Online Application Good for Car Rentals, Hotels, and Anywhere Credit Cards Are Accepted!
  • Contact the bank through email or visit their nearest office and know all the details before signing for the card. You can also contact the bank through a phone call.
  • Read all the reviews online before thinking about applying, it really helps with the decision making

Advantages:

  • Low interest rate: The First Progress Platinum Prestige MasterCard Secured Credit Card's 9.99 percent (Variable) APR is lower than that of most other secured cards.
  • Over time, you'll be able to increase your credit limit: Your credit limit can be increased over time with the First Progress Platinum Prestige MasterCard Secured Credit Card without having to make an additional security deposit. Any credit limit increases will be determined by your payment history, income, and credit score.

Disadvantages:

  • There is no introductory APR of 0% or a sign-up bonus: The First Progress Platinum Prestige MasterCard Secured Credit Card does not offer a sign-up bonus or a 0% APR introductory rate to new cardholders. The standard annual percentage rate (APR) is 9.99 percent (Variable).
  • The following security deposit is required: A deposit of $200 to $2,000 with Synovus Bank is required for the First Progress Platinum Prestige MasterCard Secured Credit Card. Your credit limit is determined by the amount of your deposit.

Having Problem with First Progress Platinum Prestige MasterCard® Secured Credit Card?

The customer service phone numbers and addresses for the First Progress Platinum Prestige MasterCard® Secured Credit Card are listed below. Just give them a phone call.

  • Toll-Free Number:(888) 403-4783
  • Customer care Service:(888) 403-4783
  • Headquarters:(888) 796-6887
  • Legal:(800) 695-0987
  • Email- info@synovus.com

Still having trouble! No problem, Cancel the Card

You can cancel your First Progress Platinum Select card by calling (888) 403-4783 or by reaching customer service from your online banking account. Your security deposit will be mailed to you within 10 weeks of cancelling, remember that cancellation is always an option available.

The First Progress Platinum Elite MasterCard Secured Credit Card


What is First Progress Platinum Elite MasterCard Secured Credit Card?

Rather than relying on an individual's credit history, First Progress Platinum secured cards are full-service credit cards that secure credit against a security deposit. They're an excellent alternative for people with bad credit or those who are just getting started on their credit journey. These cards don't require a credit check when you apply, and approvals aren't based on a minimum credit score, so they're great for people who might otherwise be turned down after a credit check. Every month, all cards record activity to the three major credit agencies to aid in the establishment or restoration of credit history.

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  • Credit Cards Are Accepted Almost Everywhere! Good for Car Rentals, Hotels, and Anywhere Credit Cards Are Accepted!
  • Monthly credit history reporting to all three major credit bureaus
  • Your $200 — $2,000 fully refundable deposit with your application secures a credit line.
  • Simply pay off your balance and get your deposit back whenever you want.
  • Your account is accessible online 24 hours a day, 7 days a week.
  • With the new Expedited Processing option, you can get your card faster.
  • Approval does not require a credit history or a minimum credit score.
  • While you are not required to deposit a specific amount — you can open an account with any amount between $200 and $2,000 — the amount of your deposit determines your credit limit. This means that if your deposit is $200, you'll have $200 in available credit. To enhance your credit usage ratio and raise your score faster, we recommend going for the higher end of this range. Fortunately!
  • Online application that is quick and easy to fill out; no credit check is required!
  • Experian provides free real-time access to your credit score as well as ongoing credit monitoring.
  • Contact the bank through email or visit their nearest office and know all the details before signing for the card. You can also contact the bank through a phone call.
  • Read all the reviews online before thinking about applying, it really helps with the decision making

Rates, fees & offers

  • Annual fee- $29
  • Rewards rate-N/A
  • Bonus offer-None
  • Intro APR-N/A
  • Ongoing APR- Purchase: 19.99%, Variable
  • Cash Advance APR: 24.99%, Variable
  • Foreign transaction fee-3%

Advantages:

  • Application procedure is simple.
  • There is no requirement for a credit check.
  • All three credit bureaus are notified.
  • The ongoing APR is lower than those of other secured cards (19.99 percent variable).

Disadvantages:

  • The annual charge is $29
  • There's no way to upgrade to a credit card that's not secured.

Having Problem with First Progress Elite Prestige MasterCard® Secured Credit Card?

The customer service phone numbers and addresses for the Progress Elite Prestige MasterCard® Secured Credit Card are listed below. Just give them a phone call.

Call First Progress customer service at 1-866-706-5543, or call the number on the back of your First Progress Platinum Elite credit card.

First Progress Card
P.O. Box 9053
Johnson City, TN 37615-9053

Still having trouble! No problem, Cancel the Card!

You can cancel your First Progress Elite Select card by calling (888) 403-4783 or by reaching customer service from your online banking account. Your security deposit will be mailed to you within 10 weeks of cancelling, remember that cancellation is always an option available.

All about Applied Bank® Secured Visa® Gold Preferred® Credit Card


What is Applied Bank® Secured Visa® Gold Preferred® Credit Card ?

If you're aiming to develop or rebuild your credit, the Applied Bank® Secured Visa® Gold Preferred® Credit Card is a good option. It has one of the lowest interest rates on the market, at 9.99 percent Fixed APR, and your rate won't go up if you miss a payment.

This credit card does not require a credit check in order to be approved. In fact, there is no minimum credit score requirement, making this the ideal card for people with low credit or who are seeking to rehabilitate their credit.

This card allows you to customise your credit limit. You may get started right now with a $200-$1,000 security deposit. You can raise your credit limit to $5,000 at any time by making additional security deposits. To begin building credit, apply today!

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  • Use a Secured Card instead of a prepaid card, Load once and use forever with no credit check or minimum credit score. All three national credit bureaus must be automatically notified.
  • Low Fixed APR of 9.99 percent even if you're late, your rate won't go up. Sign up today with a $200 minimum deposit and a $1,000 maximum. Add Additional Deposits at Any Time to Increase Your Credit Limit Up to $5,000
  • Contact the bank through email or visit their nearest office and know all the details before signing for the card. You can also contact the bank through a phone call.
  • Read all the reviews online before thinking about applying, it really helps with the decision making.

Advantages:

  • Fixed APR: The Applied Bank Secured Visa Gold Preferred Credit Card has a 9.99 percent (Fixed) interest rate, so you won't have to worry about APR rises.
  • Additional deposits up to $5,000 can be made to raise your credit limit on your Applied Bank Secured Visa Gold Preferred Credit Card account.

Disadvantages:

  • There is no rewards programme or a 0% APR introductory offer: New cardholders of the Applied Bank Secured Visa Gold Preferred Credit Card are not eligible for any incentives or a 0% APR introductory offer.
  • There is no grace period with the Applied Bank Secured Visa Gold Preferred Credit Card, so interest will be charged as soon as your monthly cycle ends.
  • Costs: In addition to the $48 annual fee, the Applied Bank Secured Visa Gold Preferred Credit Card has various fees. A late payment price of up to $38, a returned payment fee of up to $38, a $30 stop payment fee, a $12.95 fee for each optional payment, a $30 fee for extra or replacement cards, a $50 reinstatement fee, and a 3% international transaction fee are all included in the fees.

Having Problem with Applied Bank® Secured Visa® Gold Preferred® Credit Card?

The customer service phone numbers and addresses for the Applied Bank® Secured Visa® Gold Preferred® Credit Card are listed below. Just give them a phone call.

  • Customer care Service at 800-947-1090
  • Credit Card Agreement; call 800-318-8173
  • Address: Applied Bank
    2200 Concord Pike, Suite 102 Wilmington, DE 19803

Still having trouble! No problem, Cancel the Card

Cancellation of card is always an open option if you are struggling with the card, getting a Secured Credit Card Closed Make contact with your lender. To terminate your account, look for the customer support number on the back of your credit card and call it. Tell the bank you'd like to terminate your secured credit card "at the cardholder's request," and specify when you'd like the cancellation to go into effect.

Wednesday, August 4, 2021

All about Surge Secured Master Card



What is Surge Secured Master Card?

Celtic Bank offers the Surge MasterCard credit card, which is meant for people with a poor credit history or none at all who wants to establish or rebuild their credit. In less than a minute, you may check the status of your Surge credit card application and find if you're pre-qualified. Although this unsecured credit card does not require collateral, it does come with a hefty annual charge. If your credit card options are restricted, a Surge MasterCard payment plan might help you improve your credit score through responsible use.

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  • Rewards rate: N/A
  • Welcome offer: N/A
  • Annual fee: $75–$99
  • Purchase Intro APR: N/A
  • Balance Transfer Intro APR: N/A
  • Regular APR: 24.99% — 29.99% variable

Features of Security come with Secured master Card:

This card comes with conventional security measures like restricted responsibility for unauthorised transactions, card replacement in the event of loss or theft, and encryption technology.

Advantages:

  • Consumers with a wide range of credit ratings can apply for the Surge MasterCard credit card. It's a good alternative for people who can't be approved for an unsecured credit card and don't want to put down a security deposit, as secured credit cards do.
  • After six months of making the required minimum monthly payments, you may be eligible for a credit limit increase. This can assist in lowering your credit use, which is another aspect that can improve your credit score.
  • Your Surge credit card activity will be reported to all three main credit agencies — TransUnion, Experian, and Equifax — as you use the card. You may improve your credit score and eventually qualify for a better credit card if you make on-time payments, keep your credit card utilisation low, and use it responsibly.

Disadvantages:

  • High Fees: While the Surge MasterCard is offered to people with bad credit, it comes with a slew of fees, including:
  • Fee per year: It will cost between $75 and $99. In the first month, the cost is withdrawn from your available credit line.
  • You'll pay 3% of each transaction made outside of the United States as a foreign transaction fee.
  • Late Payment Fee: If you miss a payment, you may be charged a fee of up to $40.
  • You may be charged a fee of up to $40 if a payment is returned.
  • Interest rates are astronomically high: Surge MasterCard has a variable APR of 25.90% to 29.99% on purchases, which is high even for a starting credit card. Fortunately, you have a 25-day grace period from the end of your previous billing cycle to pay down your account balance without incurring interest charges.
  • If you decide to apply for the Surge MasterCard and are approved, we advise you to avoid carrying a balance. At this high rate, interest costs on even a few dollars carried over from month to month can soon add up.
  • Monthly Maintenance Amount: The fee is $120, invoiced monthly at $10, and charged at the beginning of your payment cycle.
  • Additional Card Fee: You'll be charged $30 if you add a user to your account.
  • No Rewards Frame: You can’t get any cash back or points with the Surge MasterCard because it doesn't have any incentives. Although this isn't unusual for a credit card for those with bad credit, there are a few exceptions that offer important incentives.

Is it Surge MasterCard even worth it?

The Surge MasterCard can help you develop credit with responsible usage if you require an unsecured credit card and don't qualify for other cards. You may be able to qualify for a lower-cost secured credit card or a card with greater advantages if you can qualify for a card with a reduced annual fee or have the cash to submit a refundable security deposit. You should check reviews online before getting one , it will really be beneficial.

Having Problem with Surge MasterCard?

The customer service phone numbers and addresses for the Surge Credit Card are listed below. Just give them a phone call.

  • Automated Account Information. 1-866-449-4514.
  • Customer Service. 1-866-449-4514.
  • Payments. 1-800-518-6142.
  • Lost/Stolen Card. 1-800-556-5678.
  • Website- https://continentalfinance.net
  • Payment address: Surge Card P.O. Box 31292 Tampa, FL 33631-3292

Still having trouble! No problem, Cancel the Card

Even after your complaints your issue is not resolved! No problem, Call Continental Finance's customer care line at 866-449-4514 to cancel your Surge Credit Card. You may be requested to supply personal information such as your account number, the last four digits of your social security number or registered E-mail for customer care representative to verify your identification and process your cancellation.

Monday, July 19, 2010

Payzone worldwide money MasterCard

www.payzonemoney.com

About Website: Payzone money is a prepaid mastercard which can be used onlione or in retail shops and at ATMs too all over the world where mastercards are accepted. It is ideal for using abroad, or as travel cash card and secured internet shopping purposes. As it is a prepaid card you can't spend over your budget and also you can gift it to any of your near and dear ones.

Online Since: July 9, 2007.

Technical Info: IIS server based website which requires active jscript and flash installed.

Whois Info: Available.

FAQ's:

Q: I had a payzone money mastercard and I want to withdraw money via paypal. How can I be able to do it?

A: You first have to activate your payzonemoney mastercard and then add it to your paypal account and then transfer your funds easily.


Q: Where can I contact payzone money for various customer services?

A: You can call them at 0203 0244 351 or write to info at payzonemoney.com for their customer services desk.


Q: Are there any additional charges for using payzonemoney mastercard prepaid card at ATMs?

A: You have to pay £1.50 while withdrawing from ATMs using payzone money mastercard.


Q: Can anyone tell me that what will be the max. amount to be loaded to my payzone prepaid card account at one time?

A; You can permamnently load your payzonemoney account with £350 and the maximum amount is £150 for one time loading.


Web Ranking: The web traffic ranking for payzone money is #683,076 with the visitors from Ireland, Turkey, UK and France.