The First Progress Platinum Elite MasterCard Secured Credit Card

What is First Progress Platinum Elite MasterCard Secured Credit Card?

Rather than relying on an individual's credit history, First Progress Platinum secured cards are full-service credit cards that secure credit against a security deposit. They're an excellent alternative for people with bad credit or those who are just getting started on their credit journey. These cards don't require a credit check when you apply, and approvals aren't based on a minimum credit score, so they're great for people who might otherwise be turned down after a credit check. Every month, all cards record activity to the three major credit agencies to aid in the establishment or restoration of credit history.

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• Credit Cards Are Accepted Almost Everywhere! Good for Car Rentals, Hotels, and Anywhere Credit Cards Are Accepted!
• Monthly credit history reporting to all three major credit bureaus
• Your $200 — $2,000 fully refundable deposit with your application secures a credit line.
• Simply pay off your balance and get your deposit back whenever you want.
• Your account is accessible online 24 hours a day, 7 days a week.
• With the new Expedited Processing option, you can get your card faster.
• Approval does not require a credit history or a minimum credit score.
• While you are not required to deposit a specific amount — you can open an account with any amount between $200 and $2,000 — the amount of your deposit determines your credit limit. This means that if your deposit is $200, you'll have $200 in available credit. To enhance your credit usage ratio and raise your score faster, we recommend going for the higher end of this range. Fortunately!
• Online application that is quick and easy to fill out; no credit check is required!
• Experian provides free real-time access to your credit score as well as ongoing credit monitoring.
• Contact the bank through email or visit their nearest office and know all the details before signing for the card. You can also contact the bank through a phone call.
• Read all the reviews online before thinking about applying, it really helps with the decision making

Rates, fees & offers

• Annual fee- $29
• Rewards rate-N/A
• Bonus offer-None
• Intro APR-N/A
• Ongoing APR- Purchase: 19.99%, Variable
• Cash Advance APR: 24.99%, Variable
• Foreign transaction fee-3%

Advantages:

• Application procedure is simple.
• There is no requirement for a credit check.
• All three credit bureaus are notified.
• The ongoing APR is lower than those of other secured cards (19.99 percent variable).

Disadvantages:

• The annual charge is $29
• There's no way to upgrade to a credit card that's not secured.

Having Problem with First Progress Elite Prestige MasterCard® Secured Credit Card?

The customer service phone numbers and addresses for the Progress Elite Prestige MasterCard® Secured Credit Card are listed below. Just give them a phone call.

Call First Progress customer service at 1-866-706-5543, or call the number on the back of your First Progress Platinum Elite credit card.

First Progress Card
P.O. Box 9053
Johnson City, TN 37615-9053

Still having trouble! No problem, Cancel the Card!

You can cancel your First Progress Elite Select card by calling (888) 403-4783 or by reaching customer service from your online banking account. Your security deposit will be mailed to you within 10 weeks of cancelling, remember that cancellation is always an option available.