The Avant Credit Card is an unsecured credit card designed for people with fair or average credit or a short credit history. While it does not require a deposit and can help you develop credit via prudent use, it does not provide many other advantages. On the plus side, the Avant card's initial credit limit, while not the highest on a beginning card, is higher than the maximum seen on a number of other unsecured cards for persons with less-than-perfect credit. Furthermore, if you use the card responsibly, you may be able to gradually increase your credit limit, which can boost your credit utilisation. The card also requires no deposit and has a fair yearly fee—less than half of what you'll find on many unsecured credit-building cards. You can even discover if you're preapproved for the card without a hard credit inquiry, giving you an idea of your chances of approval without affecting your credit score. However, if you're ready to temporarily lock up money in a security deposit, there are less expensive options available. A secured card, in fact, could provide you more control over your credit limit and help you accelerate your credit-building efforts.
Major Highlights-
- No deposit required
- Reports to all three major credit bureaus
- No penalty APR
- No hidden fees
- Late Fee up to $39
- We may periodically review your account for credit line increases
- Fast and easy application process
- Help strengthen your credit history with responsible use
- Zero fraud liability for unauthorized charges
- Conveniently pay your card through our online portal, 24/7
- Get MasterCard® ID Theft Protection by MasterCard
- Disclosure: If you are charged interest, the charge will be no less than $1.00. Cash Advance Fee 3%, Min: $10
- Avant branded credit products are issued by WebBank, member FDIC
Advantages-
- Check to see if you pre-qualify for the card without affecting your credit
- Aimed at those with fair credit
- Reports to all three major credit bureaus
Disadvantages-
- Product terms may vary depending on where you receive your offer, making it hard to know if you’re getting the best terms
- Balance transfers not allowed
- No rewards or other meaningful perks
How to cancel Avant Credit Card 2021-
Call 1-855-AVANTCARD to speak with an AvantCard customer service representative about closing your AvantCard account. Please keep in mind that even after we close your account, there may still be outstanding authorizations or payment refunds. Please keep in mind that you will still be liable for any outstanding balance on your account.Contact Details of Avant Credit Card 2021
Dashboard: avant.com/login |
Dashboard: avant.com/login |
In-App: Chat
with an Agent |
|
Customer
Service Hours |
Credit Card Customer Service
Hours |
Banking* Customer Service Hours |
|
Monday -
Friday: |
Monday - Friday: |
Monday - Friday: |
|
Application
Support Hours |
Credit Card Application Support
Hours |
Banking* Application Support Hours |
|
Monday -
Sunday: |
Monday - Friday: |
Monday - Friday: |
No comments:
Post a Comment