Deserve® EDU Master card for Students

The Deserve® EDU Master card for Students allows students to earn basic cash-back benefits, enjoy a few nice bonuses, and improve their credit without having to pay an annual fee or a deposit. It lacks the strength of a larger bank's student card, but it attempts to be more technologically creative and delivers some of the convenience features that students may find useful. Because it doesn't require a Social Security number or credit history to apply, and it doesn't charge foreign transaction fees, the card could be a good alternative for overseas students.

Advantages-

• No annual fee
• No foreign transaction fees
• Useful benefits like cell phone protection
• Doesn’t require a social security number to apply, allowing international students to qualify

Disadvantages-

• Cash back rewards don’t exceed 1%
• High variable APR

Major highlights-

• After spending $500 in the first three billing cycles with your EDU card on Deserve, you'll get a year of Amazon Prime Student (a lifetime value of $59).
• With your Deserve EDU Master card, you may earn 1% Cash Back on all transactions. You'll automatically start earning cash back on all purchases once you've been accepted.
• Feel safe with up to $600 in cell phone insurance.
• There is no need to make a deposit. There are no annual fees.
• There are no foreign transaction fees on purchases made outside of the United States, so you may travel with confidence.
• International students do not need a Social Security number to apply.
• Refer a Friend Program: Use your unique referral code to refer anyone to Deserve. You and your referral will both receive $30 after clearance, card activation, and use. There are no limits to the amount of money you can earn as a result of your referral
• Through one simple app, you can manage and track your spending, set up automatic payments, and safely freeze your card.
• In minutes, see if you prequalify with no influence on your credit score.
• Celtic Bank, a member of the Federal Deposit Insurance Corporation, issues Deserve MasterCard’s.
• MasterCard Platinum Benefits, such as Master card ID Theft PreventionTM and Master Rental®, are designed to make your life easier.

Details-

Interest Rates

• Regular APR: 18.74% Variable
• Purchase Intro APR: N/A
• Balance Transfer Intro APR: N/A

Fees

• Annual Fee: $0
• Balance Transfer Fee: See Terms
• Foreign Purchase Transaction Fee:

At a Glance-

• No annual fee
• No foreign transaction fees
• Unlimited 1% cash back
• Easier to qualify with limited credit
• Cell phone damage and theft coverage
• High 18.74% Variable APR