Wells Fargo active cash card review

On purchases, the Wells Fargo Active CashSM Card gives you an unlimited 2% cash reward. It also includes a 0% intro APR on purchases and qualifying debt transfers for the first 15 months after account establishment, after which a variable APR of 14.99 percent to 24.99 percent applies. The introductory rate and charge of 3% apply to balance transfers completed within 120 days. After that period, balance transfers incur a cost of up to 5%, with a minimum charge of $5. It also features a welcome bonus of $200 when you spend $1,000 in the first three months.

Highlights-

• $0 annual fee
• When you pay your monthly cellular telephone bill with your Wells Fargo Active CashSM Card, you can get up to $600 in protection for your phone (subject to a $25 deductible) against covered damage or theft.
• There are no sign-up or category restrictions, and cash rewards do not expire as long as your account is active.
• With Visa Signature Concierge, you may enjoy a premium assortment of privileges at some of the world's most intriguing and distinguished hotel establishments.
• New! Spend $1,000 in the first three months to receive a $200 cash rewards incentive.
• On all purchases, you can earn an infinite amount of 2% cash back.
• 0% intro APR on purchases and qualifying balance transfers for 15 months from account activation, then 14.99 percent to 24.99 percent variable APR; balance transfers made within 120 days qualify for the promo rate and fee of 3%, then a BT fee of up to 5%, min: $5

Advantages –

• Unlimited 2% cash rewards on purchases
• No annual fee
• Introductory APR
• Welcome bonus
• Cell phone protection benefit

Disadvantages-

• Foreign transaction fee
• Balance transfer fee

At a glance –

• There is no annual charge.
• Rewards of 2% cash back are available indefinitely.
• Purchases and qualified balance transfers have a 0% intro APR for 15 months from account establishment, after which a variable APR of 14.99 percent to 24.99 percent applies. Balance transfers made within 120 days are eligible for a 3% intro rate and charge. Balance transfers made after that period are subject to a cost of up to 5%, with a minimum fee of $5. $200 cash rewards bonus after spending $1,000 in the first three months.
• Fee for international transactions of 3%

Contact Details-

• General Banking Customer care services- 1-800-869-3557
  24 hours a day, 7 days a week
• Wells Fargo Online Customer Care services contact Number- 1-800-956-4442
  24 hours a day, 7 days a week

Cancellation process of Wells Fargo active cash card-

Wells Fargo accounts cannot be cancelled online. You'll have to contact customer support at 800-869-3557 or go to a local branch instead. Select the option to talk with a representative, and then inform them that you want to cancel your account. The agent is likely to want to keep you as a customer and encourage you not to close your account. If you keep your account open, you might get a retention offer or some other incentive. Remember that if your account balance is zero and there are no pending transactions, you have the option to close it.