Tuesday, October 5, 2021

Bajaj finserv EMI card review


The Bajaj Finserv EMI Network Card is a digital card that lets you convert the cost of your purchases into manageable EMIs at no extra cost. Your EMI Network Card can be used to purchase electronics, appliances, furniture, gym memberships, flight and hotel reservations, and more. All of your purchases can be converted into EMIs with the Bajaj Finserv EMI Network Card. It has a pre-approved credit ceiling of up to Rs. 4 lakh. You can use it to shop for a variety of things both online and offline, including home appliances, gadgets, electronics, furniture, clothing, and even groceries.

Features:

  • Pre-approved Loan: The card comes with a Rs. 4 lakh pre-approved loan that can be accessed at any of Bajaj Finserv's 60,000+ partner outlets in over 1,300 cities.
  • E-commerce Friendly: You can use the card online at major e-commerce platforms in addition to in-store purchases.
  • Flexible Repayment Period: You have the option of repaying the loan over a period ranging from three months to two years.
  • Simple Documentation: It includes one-time documentation, which requires you to provide only the most basic documents in order to acquire any goods on EMI. At the time of purchase, existing EMI Network Card holders do not need to submit any documents.
  • E-Wallet: You can use the Bajaj Finserv EMI Network card with the Bajaj Finserv Wallet app. As a result, you won't need to take your card around with you because you may use the smart phone app to make in-store payments.

What are the benefits of Bajaj Finserv EMI card?

The Bajaj Finserv EMI Network Card is a digital card that lets you convert the cost of your purchases into manageable EMIs at no extra cost. Your EMI Network Card can be used to purchase electronics, appliances, furniture, gym memberships, flight and hotel reservations, and more.

Bajaj Finserv EMI Network Card Interest Rate-

When you use the Bajaj Finserv EMI Network Card to buy specific products from partner stores, you can get “No Cost EMI,” which means you won't have to pay any interest. For example, if you buy a product costing Rs. 1 lakh on No Cost EMI for a year, you will only have to pay a monthly instalment of Rs. 8,333 for the entire year and there will be no interest costs. Smart phones, laptops, refrigerators, televisions, washing machines, and air conditioners are some of the typical devices that can be purchased on “No Cost EMI” with the Bajaj Finserv EMI Network card.

Eligibility Criteria:

  • You must be at least 21 years old and no older than 60 years old.
  • You should be able to rely on a steady source of income.

Documents Required:

  • Bajaj Finserv EMI Network Card Application Form,
  • One cancelled cheque,
  • Duly signed EMI mandate,
  • KYC documents, including a valid photo ID proof, PAN card and address proof.

How to Apply for Bajaj Finserv EMI Network Card?

For Online:

Step 1: Visit the Bajaj Finserv Experia portal

Step 2: Enter your customer ID/ email ID/ mobile number and OTP/ password to log into the portal.

Step 3: View the EMI offer details.

Step 4: Click on “Apply for the EMI Network Card”.

For Offline:

Step 1: Visit any of the Bajaj Finserv EMI Network partner stores

Step 2: Select the product that you want to buy.

Step 3: Request the store representative to activate the option of in-store financing.

Step 4: CFill out the Bajaj Finserv in-store financing application form and submit the required documents to set up your Bajaj Finserv EMI Network Card.

Bajaj Finserv Customer Care-

  • By phone: You can reach at 0869-801-0101 with any questions.
  • E-mail: You can also send an e-mail to Bajaj Finserv by clicking the following link: WhatsApp: You can sign up for Bajaj Finserv's WhatsApp service to receive notifications on your phone. To sign up, make a missed call from your registered cell phone number to 8506889977.
  • Missed call service: You can get fast details about your previous three transactions with Bajaj Finserv by dialling +91 98108 52222 from your registered mobile number.
  • Virtual Assistant BLU: To acquire answers to frequent questions, you can use the Bajaj Finserv chat bot BLU.

Cancelation of Bajaj finserv EMI card :

Step 1: Visit the online EMI store and select your city.

Step 2:  Select the product you want to buy.

Step 3: Login to the Experia portal and select an appropriate EMI option to buy the product.

Step 4: The product will be delivered to your registered address within 24 hours.

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