Bank of America® Cash Rewards Credit Card for Students

The Bank of America Cash Rewards credit card provides students with a range of benefits, such as no annual fee or a cash-back of up to 3%. Find safe chip card, digital wallet technologies, on-line and mobile bank account alerts and optionally over drafted coverage on the Bank of America Cash Rewards Credit Card for Students. While some other credit cards offer higher incentives in some categories, the card provides consistent income from every purchase. The Bank of America Cash Rewards Credit Card for Students offers appealing categories of bonus fees and additional benefits that help cardholders develop good money habits.

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• With online banking, and our award-winning mobile banking app, you can easily manage your account and finances online, helping students to stay under control and pay.
• With your mobile banking application or in the Online Banking section you can now access the FICO Score free of any month. Choose to receive your score, the major factors which affect your score and other information that can help you maintain your credit.
• Online cash bonus $200 after you purchased at least $1,000 in the first 90 days of opening your account.
• With our award-winning, mobile bank app that helps students keep their finances under control and make payments, manage your bank accounts and finance online easily.
• You can now access your FICO Score, which is free of charge, free of charge, via your mobile banking app or online banking. Opt-in to obtain your score, the key elements that affect your score, and other information that can help maintain your loan
• Online cash bonus of $200 after purchasing a minimum of $1,000 during the first 90 days after you open your account
• Contact the bank through email or visit their nearest office and know all the details before signing for the card. You can also contact the bank through a phone call.
• Read all the reviews online before thinking about applying, it really helps with the decision making

Advantages:

• Further protection: The Bank of America Cash Rewards Student Credit Card offers a variety of safeguards that saves you money and safeguards your credit. For fraudulent transactions, there is a $0 liability guarantee. In your card balance and when payments are due, you will get account alerts. And overdraft protection is available when you connect to your credit card on your eligible Bank of America account
• Access to the credit score: Cardholders can also access their FICO monthly credit score free of charge. Once you have opted in to the credit score programme, the FICO score will be updated each month, with tips and advice on how your credit score should be maximised.
• No yearly fee: The Student Credit Card of Bank of America Cash Rewards has no annual fee so you can earn additional rewards every year
• 0% APR for 15 billing cycles introductory: The 0 percent APR 15-refund cycle applies to purchases and balance transfers made 60 days after your account is opened. Afterwards, the APR variable is based on your creditworthiness from 13.99% to 23.99%.
• Registration bonus: New cardholders receive a $200 in cash bonus when they buy a minimum of $1,000 during the 90 days of opening the account. This bonus requires lower costs than many other bonus cards.
• Rewards points:This card is offered in a category of 3% of cash, including gas, online shopping, travel, restaurants, drugstores, home improvement and furnishings, 2% in food and wholesale clubs as well as 1% in all other purchases. Equivalents for a combined choice, grocery and wholesale club purchases for up to $2.500 are three per cent and two per cent cash backs.

Disadvantages:

• Quarterly bonus categories limit: The categories of bonus rewards are limited by $2,500 per quarter, as are the category of bonus rewards for food stores and wholesale clubs.
• Balance transfer fee: this card charges a 3% balance transfer fee of at least $10.
• Potentially high interest rate: Although the Bank of America Cash Rewards Credit Card rate for students is 0 per cent, for the first 15 billing cycles, after 15 billing cycles, the interest rate ranges between 13.99% and 23.99% depending on your creditworthiness.

Having Problem with Bank of America® Cash Rewards Credit Card for Students?

The customer service phone numbers and addresses for Bank of America® Cash Rewards Credit Card for Students are listed below you can easily contact them and get your issue resolved . Credit card payments, Bank of America, PO Box 15019 Wilmington, DE 19886-5019, Credit card customer service - 800.732.9194, Questions about card types, Bank of America, PO Box 53132, Phoenix, AZ 85027-3132, you can also visit - https://www.bankofamerica.com/customer-service/contact-us/credit-card/

Still having trouble! No problem, Cancel the Card!

To cancel a Bank of America credit card, call the bank at 800-732-9194 and enter your account number, Social Security number or telephone access ID when prompted.

Journey Student Rewards from Capital One

The Student Rewards card for Capital One Journey is not a trip worthwhile. It offers decent rewards, but students take the risk of having to pay a high rate of interest, which is charged by this card, with a 1 per cent unlimited amount and the ability to receive extra 0.25 percent cash every month. Errors occur, especially when adult responsibilities begin, so it is more intelligent to look for the more forgiving card. A one-time $60 streamed subscription credit distributed monthly in $ 5 increments is also an on-time payment award that can motivate students to pay their streaming bills by means of that credit card. The card offers a mobile app and online banking, Eno personal assistant, identity and credit monitoring among other extras with great convenience but without real benefit. The benefit package of the Journey Student Rewards Card offers a deteriorated similarity to those with better cards for Capital One.

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• Rewards rate: Unlimited 1 percent cash back on all purchases—boosted to 1.25 percent for the month when the card is paid on time
• Welcome offer: Up to $60 in 12 monthly streaming service credits (must be earned within the first 18 months)
• Annual fee: $0
• Purchase intro APR: N/A
• Balance transfer intro APR: N/A
• Regular APR: 26.99 percent variable
• Contact the bank through email or visit their nearest office and know all the details before signing for the card. You can also contact the bank through a phone call.
• Read all the reviews online before thinking about applying, it really helps with the decision making

Rates, fees & offers:

Interest Rates

• Regular APR: 26.99% (Variable)
• Purchase Intro APR: N/A
• Balance Transfer Intro APR: N/A

Fees

• Annual Fee: $0
• Balance Transfer Fee: $0 at this Transfer APR
• Cash Advance: 3% of the amount of the cash advance, but not less than $10
• Foreign Purchase Transaction Fee: None

Advantages:

• On all purchases every month after time the cash back rate rises to 1.25%.
• No annual fees or transaction fees for foreigners
• Up to $60 per $5 month for the first year of streaming, as long as you pay card picks on time.
• After six months, you will be automatically considered for a higher loan line that is one of the fastest time on the market
• Use the Credit Wise® app to monitor your credit profile
• The Capital One Eno Assistant enables the use for card payments, balance or transaction information on virtual card numbers and on Eno text.

Disadvantages:

• 26.99 percent high APR variable
• The card lacks zero interest offers and standard student benefits such as mobile insurance, some offered by other Capital 1 student cards
• Only after paying on time each month will you receive your rewards rate and welcome offer.
• More student cards, including others from Capital One, provide better rewards rates.

Having Problem with Journey Student Rewards from Capital One card?

The customer service phone numbers and addresses for the Student Cash Back card are listed below you can easily contact them and get your issue resolved.

Customer Care- 1-877-383-4802

Mail General Correspondence
Capital One
Attn: General Correspondence
P.O. Box 30285
Salt Lake City, UT 84130-0287

Report Suspected Credit Card Fraud
Capital One
P.O. Box 30277
Salt Lake City, UT 84130-0277

Credit Card and Line of Credit General Correspondence
Capital One
Attn: General Correspondence
P.O. Box 30285
Salt Lake City, UT 84130-0285

You can also visit: https://www.capitalone.com/support-center/credit-cards/mail-capital-one for more detailed information.

Still having trouble! No problem, Cancel the Card!

• Examine your points balance.
• Reduce the balance on your card to zero.
• Make sure your auto-pay bills are up to date.
• Use the phone number on the back of your card.
• Send a formal confirmation of your desire to cancel your card.
• Next month, check your credit report.

Bank of America® Travel Rewards Credit Card for Students

Students may earn limitless travel rewards on every purchase with the Bank of America Travel Rewards credit card, which has no foreign transaction fee. The card's attractiveness for students who wish to earn travel rewards while saving money is enhanced by a 0% introductory APR on purchases and no annual fee. This card is a good choice for students who want to earn travel rewards on every purchase they make, no matter where they go, without having to pay an annual fee or international transaction fees. Whether they're scheduling a trip or picking up dorm food at the grocery store, students can receive the same rewards rate.

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• Get rid of the limitations of traditional airline rewards cards: At any time, any flight, any hotel. There are no blackout dates.
• Earn points to use for statement credit to pay for flights, hotels, holiday packages, cruises, rental cars, or baggage fees while paying no annual fee or international transaction fees.
• Earn 1.5 points for every $1 spent on all purchases, anywhere, at any time, with no point expiration.
• You'll always know when your payment is due if you have a fixed payment due date. Stay on top of your account with Mobile Banking and text alerts.
• If you spend $1,000 in the first 90 days of your account, you'll get 25,000 bonus points, which may be redeemed for a $250 statement credit against travel purchases.
• If strange patterns are observed, we block possible fraud and notify you if we suspect fraud. Furthermore, you are always protected by a Zero Liability Guarantee in the event of a fraudulent transaction.
• Contact the bank through email or visit their nearest office and know all the details before signing for the card. You can also contact the bank through a phone call.
• Read all the reviews online before thinking about applying, it really helps with the decision making

Rates and Fees:

• Issuer Name Bank of America
• Credit Needed New to credit
• Annual Fee$0
• APR13.99% - 23.99% Variable APR on purchases and balance transfers
• Penalty APR Up to 29.99%]
• Balance Transfer Fee: $10 or 3% of the amount of each transaction, whichever is greater
• Cash Advance Fee :Direct Deposit and Check Cash Advances: Either $10 or 3% of the amount of each transaction, whichever is greater ATM, Over-the-Counter, Same-Day Online and Cash Equivalent Cash Advances: Either $10 or 5% of the amount of each transaction, whichever is greater Overdraft Protection Cash Advance: $12 for each transaction
• Foreign Transaction Fee : None

Advantages:

• Earnings from travel rewards are decent, and there are no tiers to maintain.
• No interest for 15 billing cycles if you pay off your items in full.
• Foreign travel is welcomed.

Disadvantages:

• There are no rewards that can be transferred.
• There isn't a 0% APR balance transfer deal available.
• The required minimum expenditure is quite large.

Having Problem with Bank of America® Travel Rewards Credit Card for Students?

The customer service phone numbers and addresses for Bank of America® Cash Rewards Credit Card for Students are listed below you can easily contact them and get your issue resolved . Credit card payments, Bank of America, PO Box 15019 Wilmington, DE 19886-5019, Credit card customer service - 800.732.9194, Questions about card types, Bank of America, PO Box 53132, Phoenix, AZ 85027-3132, you can also visit - https://www.bankofamerica.com/customer-service/contact-us/credit-card/

Still having trouble! No problem, Cancel the Card!

To cancel a Bank of America credit card, call the bank at 800-732-9194 and enter your account number, Social Security number or telephone access ID when prompted.

Chase Freedom® Student credit card

A flat 1% cash back rate is available for every shopping made on the Chase Freedom Student card. A visa card has no annual fee and a one-time offer that is easy to obtain. And you can qualify for a $20 prize for up to five years if you keep your account up-to-date. A passing grade is awarded to the Chase Freedom® Student credit card. After their first purchase, new cardholders can win a $50 bonus plus an additional $20 per year for up to five years just to stay in line with the account. There is no annual fee and after five monthly payments, you can earn a credit limit increase. However, there are also other options for the top of the ranking. Building your loan history in school is a tough task. Credit cards for students provide a level 101 credit management lesson.

Banks first offer lower- and lower-paying student credit cards and then allow students to graduate into more lucrative credit card recompense opportunities. Students would like to receive cash-back rewards from the Chase Freedom Credit Card without charging an annual fee. You can earn the 50 dollars bonus on your first acquisition to keep track of a greater minimum requirement for expenditure. In addition, they receive a $20 bonus on their anniversary credit card for the first five years the card has opened and remains in good standing. Credit card holders who meet the credit demands will be rewarded with a credit limit increase following the initial 10 month period after the card has been opened for five on-time payments. Moreover, the Credit Journey Chase tool provides unlimited access to their credit score.

Rates, fees & offers

Interest Rates

• Regular APR: 14.99% Variable
• Purchase Intro APR: N/A
• Balance Transfer Intro APR: N/A

Fees

• Annual Fee: $0
• Balance Transfer Fee: Either $5 or 5% of the amount of each transfer, whichever is greater.
• Cash Advance: Either $10 or 5% of the amount of each transaction, whichever is greater.
• Foreign Purchase Transaction Fee: 3% of each transaction in U.S. dollars

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• $50 Bonus made within the first 3 months following the opening of the account
• $20 Bonus for well-established accounts up to five years
• Gain 1% cash back without limit
• Credit limit increases in five on-time payments for eligible cardholders
• No yearly fee.
• Protection for buying
• Extended protection against guarantee
• 5% cash back on Lyft's March 2022 rides
• Contact the bank through email or visit their nearest office and know all the details before signing for the card. You can also contact the bank through a phone call.
• Read all the reviews online before thinking about applying, it really helps with the decision making

Advantages:

• Good Standing Rewards: You will receive 2000 points for each year your account is well-reserved, which means it is not delinquent, which can be redeemed at 20 $ or at rewards. Up to five years can be provided with this benefit, allowing you to gain $100 just to make payments on a regular basis.
• Automatic credit line increase: If you pay on five months in a timely manner, Chase will automatically consider you to increase your payments within 10 months after opening a bank account. If you qualify for an increase in credit, not only will you receive more expenditure power, you can see an increase in your credit score as you have more credit available overall. Any late payments within the first 10 months will however prevent you from being approved for an increase in a credit limit.
• Simple Program Rewards: You'll earn 1% of cash back on all purchases with the Chase Freedom Student card. There is no need to remember categories of expenses or categories of bonus; simply use your card and receive cash back automatically.

Disadvantages:

• No bonus categories on spending
• No 0% APR promotion for purchases or balance transfers

Having Problem with Chase Freedom® Student credit card?

The customer service phone numbers and addresses for the Student Cash Back card are listed below you can easily contact them and get your issue resolved . You can also visit: chase.com/customerservice

Credit Card: 1-800-432-3117 Personal Banking: 1-800-935-9935.

Still having trouble! No problem, Cancel the Card!

To cancel a Chase Freedom card, call Chase customer service at 1-800-432-3117. Enter the card number when prompted, and then use the menu to speak to a customer service representative and tell them you want to cancel.

Discover it® Student Cash Back

Student credit cards are intended for students who have little or no credit history. Most of these cards have modest credit limits and don't charge yearly fees. The Discover it® Student Cash Back is a one-of-a-kind student card that offers high cash-back benefits for a low annual fee of $0. Even if you have no credit history, you may be able to qualify.

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• ANNUAL FEE-$0
• REGULAR APR-12.99% - 21.99% Variable APR
• INTRO APR- 0% intro APR on Purchases for 6 months and 10.99% intro APR on Balance Transfers for 6 months
• INTRO OFFER: UNLIMITED CASHBACK MATCH – AVAILABLE ONLY FROM DISCOVER. At the end of your first year, Discover will automatically match all of your cash back! As a result, you may turn $50 into $100. Alternatively, you may turn $100 into $200. There are no restrictions on how much you can spend or how much you may earn. It's a simple dollar-for-dollar match.
• When you activate, you'll get 5% cash back on up to $1,500 in spending per quarter in areas that rotate every three months, and 1% cash back on everything else.
• Contact the bank through email or visit their nearest office and know all the details before signing for the card. You can also contact the bank through a phone call.
• Read all the reviews online before thinking about applying, it really helps with the decision making

Rates, fees & offers

• ANNUAL FEE-$0
• REGULAR APR-12.99% - 21.99% Variable APR
• INTRO APR- 0% intro APR on Purchases for 6 months and 10.99% intro APR on Balance Transfers for 6 months
• INTRO OFFER: UNLIMITED CASHBACK MATCH – AVAILABLE ONLY FROM DISCOVER
• Foreign transaction fee: None.

Features:

• Payments are reported to the three major credit bureaus (TransUnion, Equifax, and Experian), which aids in the development of your credit.
• For the next five years, Good Grades Rewards will provide you a $20 statement credit if your GPA is 3.0 or better.
• You will not be charged a late fee on your first late payment.
• You can keep track of your progress with access to your Credit Scorecard.
• If your Social Security number is discovered on the dark web, you can get a free alert.
• In the event that your card is lost or stolen, Discover's Freeze It function allows you to prevent new purchases, balance transfers, and cash advances remotely through the issuer's online portal or app.
• If your card is lost, damaged, or stolen, you can replace it instantly with free overnight Shipment.

The Discover it® Student Cash Back rewards programme is identical to Discover's normal cash-back credit cards — and considerably superior to what's available on nearly every other card for college students. For a $0 annual fee, you get 5% cash back on up to $1,500 in spending per quarter in areas that rotate every three months, and 1% cash back on everything else. The 5% categories, which you must select every quarter, are typically for ordinary spending.

On student credit cards, introductory 0% APR deals are uncommon. This card provides an initial APR of 0% for 6 months on purchases and 10.99 percent for 6 months on balance transfers, followed by an ongoing APR of 12.99 percent - 21.99 percent Variable APR. As you get started with credit, you'll have a smooth interest-free transition and possibly a long enough respite to help you pay off any expensive textbooks. However, keep watch of when the promotional time finishes; you don't want to be stuck with the high continuous APR after that

Advantages:

• No annual fee
• Qualify with limited/bad credit
• Bonus categories
• Intro APR period
• Reports to the three major credit bureaus

Disadvantages:

• Complicated rewards

Having Problem with Student Cash Back?

The customer service phone numbers and addresses for the Student Cash Back card are listed below you can easily contact them and get your issue resolved . You can also visit: https://www.discover.com/credit-cards/help-center/contact-us/ for more details.

CUSTOMER SERVICE - GENERAL INQUIRIES

Discover Financial Services P.O. Box 30943 Salt Lake City, UT 84130-0943
Discover Financial Services P.O. Box 6103 Carol Stream, IL 60197-6103 OUTSIDE U.S. - 1-801-902-3100