Thursday, August 26, 2021

Bank of America® Cash Rewards Credit Card for Students


The Bank of America Cash Rewards credit card provides students with a range of benefits, such as no annual fee or a cash-back of up to 3%. Find safe chip card, digital wallet technologies, on-line and mobile bank account alerts and optionally over drafted coverage on the Bank of America Cash Rewards Credit Card for Students. While some other credit cards offer higher incentives in some categories, the card provides consistent income from every purchase. The Bank of America Cash Rewards Credit Card for Students offers appealing categories of bonus fees and additional benefits that help cardholders develop good money habits.

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  • With online banking, and our award-winning mobile banking app, you can easily manage your account and finances online, helping students to stay under control and pay.
  • With your mobile banking application or in the Online Banking section you can now access the FICO Score free of any month. Choose to receive your score, the major factors which affect your score and other information that can help you maintain your credit.
  • Online cash bonus $200 after you purchased at least $1,000 in the first 90 days of opening your account.
  • With our award-winning, mobile bank app that helps students keep their finances under control and make payments, manage your bank accounts and finance online easily.
  • You can now access your FICO Score, which is free of charge, free of charge, via your mobile banking app or online banking. Opt-in to obtain your score, the key elements that affect your score, and other information that can help maintain your loan
  • Online cash bonus of $200 after purchasing a minimum of $1,000 during the first 90 days after you open your account
  • Contact the bank through email or visit their nearest office and know all the details before signing for the card. You can also contact the bank through a phone call.
  • Read all the reviews online before thinking about applying, it really helps with the decision making

Advantages:

  • Further protection: The Bank of America Cash Rewards Student Credit Card offers a variety of safeguards that saves you money and safeguards your credit. For fraudulent transactions, there is a $0 liability guarantee. In your card balance and when payments are due, you will get account alerts. And overdraft protection is available when you connect to your credit card on your eligible Bank of America account
  • Access to the credit score: Cardholders can also access their FICO monthly credit score free of charge. Once you have opted in to the credit score programme, the FICO score will be updated each month, with tips and advice on how your credit score should be maximised.
  • No yearly fee: The Student Credit Card of Bank of America Cash Rewards has no annual fee so you can earn additional rewards every year
  • 0% APR for 15 billing cycles introductory: The 0 percent APR 15-refund cycle applies to purchases and balance transfers made 60 days after your account is opened. Afterwards, the APR variable is based on your creditworthiness from 13.99% to 23.99%.
  • Registration bonus: New cardholders receive a $200 in cash bonus when they buy a minimum of $1,000 during the 90 days of opening the account. This bonus requires lower costs than many other bonus cards.
  • Rewards points:This card is offered in a category of 3% of cash, including gas, online shopping, travel, restaurants, drugstores, home improvement and furnishings, 2% in food and wholesale clubs as well as 1% in all other purchases. Equivalents for a combined choice, grocery and wholesale club purchases for up to $2.500 are three per cent and two per cent cash backs.

Disadvantages:

  • Quarterly bonus categories limit: The categories of bonus rewards are limited by $2,500 per quarter, as are the category of bonus rewards for food stores and wholesale clubs.
  • Balance transfer fee: this card charges a 3% balance transfer fee of at least $10.
  • Potentially high interest rate: Although the Bank of America Cash Rewards Credit Card rate for students is 0 per cent, for the first 15 billing cycles, after 15 billing cycles, the interest rate ranges between 13.99% and 23.99% depending on your creditworthiness.

Having Problem with Bank of America® Cash Rewards Credit Card for Students?

The customer service phone numbers and addresses for Bank of America® Cash Rewards Credit Card for Students are listed below you can easily contact them and get your issue resolved . Credit card payments, Bank of America, PO Box 15019 Wilmington, DE 19886-5019, Credit card customer service - 800.732.9194, Questions about card types, Bank of America, PO Box 53132, Phoenix, AZ 85027-3132, you can also visit - https://www.bankofamerica.com/customer-service/contact-us/credit-card/

Still having trouble! No problem, Cancel the Card!

To cancel a Bank of America credit card, call the bank at 800-732-9194 and enter your account number, Social Security number or telephone access ID when prompted.

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