Wednesday, August 25, 2021

Chase Freedom® Student credit card


A flat 1% cash back rate is available for every shopping made on the Chase Freedom Student card. A visa card has no annual fee and a one-time offer that is easy to obtain. And you can qualify for a $20 prize for up to five years if you keep your account up-to-date. A passing grade is awarded to the Chase Freedom® Student credit card. After their first purchase, new cardholders can win a $50 bonus plus an additional $20 per year for up to five years just to stay in line with the account. There is no annual fee and after five monthly payments, you can earn a credit limit increase. However, there are also other options for the top of the ranking. Building your loan history in school is a tough task. Credit cards for students provide a level 101 credit management lesson.

Banks first offer lower- and lower-paying student credit cards and then allow students to graduate into more lucrative credit card recompense opportunities. Students would like to receive cash-back rewards from the Chase Freedom Credit Card without charging an annual fee. You can earn the 50 dollars bonus on your first acquisition to keep track of a greater minimum requirement for expenditure. In addition, they receive a $20 bonus on their anniversary credit card for the first five years the card has opened and remains in good standing. Credit card holders who meet the credit demands will be rewarded with a credit limit increase following the initial 10 month period after the card has been opened for five on-time payments. Moreover, the Credit Journey Chase tool provides unlimited access to their credit score.

Rates, fees & offers

Interest Rates

  • Regular APR: 14.99% Variable
  • Purchase Intro APR: N/A
  • Balance Transfer Intro APR: N/A

Fees

  • Annual Fee: $0
  • Balance Transfer Fee: Either $5 or 5% of the amount of each transfer, whichever is greater.
  • Cash Advance: Either $10 or 5% of the amount of each transaction, whichever is greater.
  • Foreign Purchase Transaction Fee: 3% of each transaction in U.S. dollars

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  • $50 Bonus made within the first 3 months following the opening of the account
  • $20 Bonus for well-established accounts up to five years
  • Gain 1% cash back without limit
  • Credit limit increases in five on-time payments for eligible cardholders
  • No yearly fee.
  • Protection for buying
  • Extended protection against guarantee
  • 5% cash back on Lyft's March 2022 rides
  • Contact the bank through email or visit their nearest office and know all the details before signing for the card. You can also contact the bank through a phone call.
  • Read all the reviews online before thinking about applying, it really helps with the decision making

Advantages:

  • Good Standing Rewards: You will receive 2000 points for each year your account is well-reserved, which means it is not delinquent, which can be redeemed at 20 $ or at rewards. Up to five years can be provided with this benefit, allowing you to gain $100 just to make payments on a regular basis.
  • Automatic credit line increase: If you pay on five months in a timely manner, Chase will automatically consider you to increase your payments within 10 months after opening a bank account. If you qualify for an increase in credit, not only will you receive more expenditure power, you can see an increase in your credit score as you have more credit available overall. Any late payments within the first 10 months will however prevent you from being approved for an increase in a credit limit.
  • Simple Program Rewards: You'll earn 1% of cash back on all purchases with the Chase Freedom Student card. There is no need to remember categories of expenses or categories of bonus; simply use your card and receive cash back automatically.

Disadvantages:

  • No bonus categories on spending
  • No 0% APR promotion for purchases or balance transfers

Having Problem with Chase Freedom® Student credit card?

The customer service phone numbers and addresses for the Student Cash Back card are listed below you can easily contact them and get your issue resolved . You can also visit: chase.com/customerservice

Credit Card: 1-800-432-3117 Personal Banking: 1-800-935-9935.

Still having trouble! No problem, Cancel the Card!

To cancel a Chase Freedom card, call Chase customer service at 1-800-432-3117. Enter the card number when prompted, and then use the menu to speak to a customer service representative and tell them you want to cancel.

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