Tuesday, August 24, 2021

Discover it® Student Cash Back


Student credit cards are intended for students who have little or no credit history. Most of these cards have modest credit limits and don't charge yearly fees. The Discover it® Student Cash Back is a one-of-a-kind student card that offers high cash-back benefits for a low annual fee of $0. Even if you have no credit history, you may be able to qualify.

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  • ANNUAL FEE-$0
  • REGULAR APR-12.99% - 21.99% Variable APR
  • INTRO APR- 0% intro APR on Purchases for 6 months and 10.99% intro APR on Balance Transfers for 6 months
  • INTRO OFFER: UNLIMITED CASHBACK MATCH – AVAILABLE ONLY FROM DISCOVER. At the end of your first year, Discover will automatically match all of your cash back! As a result, you may turn $50 into $100. Alternatively, you may turn $100 into $200. There are no restrictions on how much you can spend or how much you may earn. It's a simple dollar-for-dollar match.
  • When you activate, you'll get 5% cash back on up to $1,500 in spending per quarter in areas that rotate every three months, and 1% cash back on everything else.
  • Contact the bank through email or visit their nearest office and know all the details before signing for the card. You can also contact the bank through a phone call.
  • Read all the reviews online before thinking about applying, it really helps with the decision making

Rates, fees & offers

  • ANNUAL FEE-$0
  • REGULAR APR-12.99% - 21.99% Variable APR
  • INTRO APR- 0% intro APR on Purchases for 6 months and 10.99% intro APR on Balance Transfers for 6 months
  • INTRO OFFER: UNLIMITED CASHBACK MATCH – AVAILABLE ONLY FROM DISCOVER
  • Foreign transaction fee: None.

Features:

  • Payments are reported to the three major credit bureaus (TransUnion, Equifax, and Experian), which aids in the development of your credit.
  • For the next five years, Good Grades Rewards will provide you a $20 statement credit if your GPA is 3.0 or better.
  • You will not be charged a late fee on your first late payment.
  • You can keep track of your progress with access to your Credit Scorecard.
  • If your Social Security number is discovered on the dark web, you can get a free alert.
  • In the event that your card is lost or stolen, Discover's Freeze It function allows you to prevent new purchases, balance transfers, and cash advances remotely through the issuer's online portal or app.
  • If your card is lost, damaged, or stolen, you can replace it instantly with free overnight Shipment.

The Discover it® Student Cash Back rewards programme is identical to Discover's normal cash-back credit cards — and considerably superior to what's available on nearly every other card for college students. For a $0 annual fee, you get 5% cash back on up to $1,500 in spending per quarter in areas that rotate every three months, and 1% cash back on everything else. The 5% categories, which you must select every quarter, are typically for ordinary spending.

On student credit cards, introductory 0% APR deals are uncommon. This card provides an initial APR of 0% for 6 months on purchases and 10.99 percent for 6 months on balance transfers, followed by an ongoing APR of 12.99 percent - 21.99 percent Variable APR. As you get started with credit, you'll have a smooth interest-free transition and possibly a long enough respite to help you pay off any expensive textbooks. However, keep watch of when the promotional time finishes; you don't want to be stuck with the high continuous APR after that

Advantages:

  • No annual fee
  • Qualify with limited/bad credit
  • Bonus categories
  • Intro APR period
  • Reports to the three major credit bureaus

Disadvantages:

  • Complicated rewards

Having Problem with Student Cash Back?

The customer service phone numbers and addresses for the Student Cash Back card are listed below you can easily contact them and get your issue resolved . You can also visit: https://www.discover.com/credit-cards/help-center/contact-us/ for more details.

CUSTOMER SERVICE - GENERAL INQUIRIES

Discover Financial Services P.O. Box 30943 Salt Lake City, UT 84130-0943
Discover Financial Services P.O. Box 6103 Carol Stream, IL 60197-6103 OUTSIDE U.S. - 1-801-902-3100

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