Journey Student Rewards from Capital One

The Student Rewards card for Capital One Journey is not a trip worthwhile. It offers decent rewards, but students take the risk of having to pay a high rate of interest, which is charged by this card, with a 1 per cent unlimited amount and the ability to receive extra 0.25 percent cash every month. Errors occur, especially when adult responsibilities begin, so it is more intelligent to look for the more forgiving card. A one-time $60 streamed subscription credit distributed monthly in $ 5 increments is also an on-time payment award that can motivate students to pay their streaming bills by means of that credit card. The card offers a mobile app and online banking, Eno personal assistant, identity and credit monitoring among other extras with great convenience but without real benefit. The benefit package of the Journey Student Rewards Card offers a deteriorated similarity to those with better cards for Capital One.

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• Rewards rate: Unlimited 1 percent cash back on all purchases—boosted to 1.25 percent for the month when the card is paid on time
• Welcome offer: Up to $60 in 12 monthly streaming service credits (must be earned within the first 18 months)
• Annual fee: $0
• Purchase intro APR: N/A
• Balance transfer intro APR: N/A
• Regular APR: 26.99 percent variable
• Contact the bank through email or visit their nearest office and know all the details before signing for the card. You can also contact the bank through a phone call.
• Read all the reviews online before thinking about applying, it really helps with the decision making

Rates, fees & offers:

Interest Rates

• Regular APR: 26.99% (Variable)
• Purchase Intro APR: N/A
• Balance Transfer Intro APR: N/A

Fees

• Annual Fee: $0
• Balance Transfer Fee: $0 at this Transfer APR
• Cash Advance: 3% of the amount of the cash advance, but not less than $10
• Foreign Purchase Transaction Fee: None

Advantages:

• On all purchases every month after time the cash back rate rises to 1.25%.
• No annual fees or transaction fees for foreigners
• Up to $60 per $5 month for the first year of streaming, as long as you pay card picks on time.
• After six months, you will be automatically considered for a higher loan line that is one of the fastest time on the market
• Use the Credit Wise® app to monitor your credit profile
• The Capital One Eno Assistant enables the use for card payments, balance or transaction information on virtual card numbers and on Eno text.

Disadvantages:

• 26.99 percent high APR variable
• The card lacks zero interest offers and standard student benefits such as mobile insurance, some offered by other Capital 1 student cards
• Only after paying on time each month will you receive your rewards rate and welcome offer.
• More student cards, including others from Capital One, provide better rewards rates.

Having Problem with Journey Student Rewards from Capital One card?

The customer service phone numbers and addresses for the Student Cash Back card are listed below you can easily contact them and get your issue resolved.

Customer Care- 1-877-383-4802

Mail General Correspondence
Capital One
Attn: General Correspondence
P.O. Box 30285
Salt Lake City, UT 84130-0287

Report Suspected Credit Card Fraud
Capital One
P.O. Box 30277
Salt Lake City, UT 84130-0277

Credit Card and Line of Credit General Correspondence
Capital One
Attn: General Correspondence
P.O. Box 30285
Salt Lake City, UT 84130-0285

You can also visit: https://www.capitalone.com/support-center/credit-cards/mail-capital-one for more detailed information.

Still having trouble! No problem, Cancel the Card!

• Examine your points balance.
• Reduce the balance on your card to zero.
• Make sure your auto-pay bills are up to date.
• Use the phone number on the back of your card.
• Send a formal confirmation of your desire to cancel your card.
• Next month, check your credit report.